2322 5TH STREET E, Palmetto, FL, 34221 | $784,000

Luxury Newer Home in Private, Gated, Resort-Style Community

Experience the best of modern Florida living in this stunning newer-construction home, perfectly situated in a highly sought-after gated community offering privacy, lush tropical landscaping, and peace of mind in the X flood zone. All windows and sliding doors are hurricane-impact rated, combining beauty with durability.

Conveniently located near I-75 and I-275, this home offers easy access for commuters while maintaining a serene, resort-like feel. Step inside to discover an open-concept floor plan with soaring ceilings, designed for both effortless entertaining and comfortable everyday living.

The gourmet kitchen is a chef’s dream, featuring custom cabinetry, quartz countertops, a gas cooktop, double wall ovens, built-in refrigerator, pot filler, and a walk-in pantry with a hidden appliance garage.

The primary suite serves as a luxurious retreat with dual vanities, a spa-inspired bath, and a custom walk-in closet. Two additional bedrooms and a versatile den/flex room provide ample space for guests, a home office, or hobbies.

The air-conditioned garage includes epoxy flooring and a 220V outlet for an electric vehicle, plus a wide driveway accommodating up to three large cars.

Outdoor living truly shines here—enjoy a screened front entry and lanai, a designer summer kitchen with gas grill, side burner, wine fridge, ice maker, wood-burning fire pit, and pizza oven stand. The fully fenced backyard is surrounded by lush landscaping and offers peekaboo views of the Manatee River.

Residents enjoy resort-style amenities including a pool and spa, private beach with kayak launch, waterfront clubhouse, and fitness center—all within walking distance. The neighborhood is golf cart friendly, active, and highly walkable, offering the perfect blend of community and convenience.
Note: Property information received from third-party sources is condisered reliable but is not guaranteed. All information should be independently verififed by buyers and buyers' agent.

Features

  • Amenities: Clubhouse, Fitness Center, Gated, Maintenance, Pool, Recreation Facilities, Spa/Hot Tub
  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Contemporary, Mediterranean
  • Year Built: 2022
  • Garage: 2-car Garage Door Opener
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,243
  • Acreage: 0.19
  • Est. Taxes: $6,495
  • HOA Fee: $315 Quarterly
  • Lot Desc: Near Marina
  • View: Park/Greenbelt
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer, Water Filtration System, Wine Refrigerator
  • MLS#: A4643733
  • Days on Market: 297 days
  • Website: https://www.raveis.com
    /prop/A4643733/23225thstreete_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/2/2026 7:32:10 AM)

William Raveis Family of Services

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Emily DegerstromSales Associate

508.735.0953

Emily.Degerstrom@Raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

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Our Insurance Division:

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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2322 5TH STREET E, Palmetto, FL, 34221

$784,000

Emily Degerstrom

Sales Associate

William Raveis Real Estate

Phone: 508.735.0953

Emily.Degerstrom@Raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $627,200 $627,200 $627,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $541 $541 $541
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,561 $3,811 $5,083
Total Monthly Payment $4,194 $4,444 $5,716

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.