342 4TH Street N, Jacksonville Beach, FL, 32250 | $699,000

Embrace the vibrant Jacksonville Beach lifestyle in this elegant three-bedroom, three-and-a-half-bathroom townhome, where the sandy shore is just steps away, inviting morning beach walks, sunset strolls, and endless ocean breezes. Perfectly nestled in the heart of it all, this home places you within a short walk to charming restaurants, cozy cafés, boutique shops, and lively entertainment—everything you need to live the coastal dream is right at your doorstep. Whether you're seeking a refined primary residence, a relaxing vacation escape, or a proven Airbnb gem, this townhome delivers it all with timeless style and laid-back charm. The open-concept living area welcomes you with soft natural light and warm, inviting finishes. A thoughtfully designed kitchen flows seamlessly into the dining and living spaces, creating the perfect spot for intimate gatherings or breezy evenings with friends, capturing the essence of coastal living. Upstairs, the primary suite is your personal retreat, featuring a beautifully appointed ensuite, a spacious walk-in closet, and a private balcony ideal for sipping coffee while soaking in the salty air. Two additional well-sized bedrooms offer comfort and versatility for family, guests, or renters. This townhome's prime location means you're never far from the action. Start your day with a quick walk to the beach, grab lunch at a nearby eatery, and spend evenings exploring the vibrant Jacksonville Beach scene all without ever needing a car. As a highly successful Airbnb, this property also offers the unique opportunity to own a home that blends effortless coastal living with strong investment potential. This isn't just a home it's your chance to live the Jacksonville Beach lifestyle, where every day feels like a getaway. Schedule your private showing today and discover why this townhome is the one you'll fall in love with! Seller is also open to long term rental at $4, 500. 00 a month. Furniture can also be sold separately.

Features

  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Upper Level
  • Year Built: 2019
  • Garage: 1-car
  • Heating: Central, Electric
  • Cooling: Central Air, Electric
  • Approx Sq. Feet: 1,876
  • Acreage: 0.07
  • Est. Taxes: $8,743
  • Appliances: Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: 2072884
  • Days on Market: 281 days
  • Website: https://www.raveis.com
    /prop/2072884/3424thstreetn_jacksonvillebeach_fl?source=qrflyer
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The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of COLDWELL BANKER VANGUARD REALTY

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

342 4TH Street N, Jacksonville Beach, FL, 32250

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.521% 6.304% 5.648%
Monthly Tax Payment $729 $729 $729
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,263 $3,398 $4,532
Total Monthly Payment $4,084 $4,219 $5,353

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.