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A TURN-KEY HOME AT A GREAT PRICE!! North Fork charm and sophistication blend seamlessly in this 4 Bedroom, 2 Bath Cape in the heart of the North Fork! Newly renovated, light and bright throughout, reflecting today's desired taste and style. The current owner made many improvements to the house, including converting the home from oil to gas, installing recessed lighting throughout, fencing in the rear yard, adding a new front and screen door, as well as purchasing a new washer and dryer, to name a few. There is a spacious Trex deck off the kitchen sliders, ideal for entertaining friends and family alike. In addition, there is a Full, unfinished basement with potential to finish to one's liking. The location is wonderfully situated, with Peconic Bay Beach and Husing Pond Preserve less than a mile away, and Veteran's Park Beach a little further down the street. There is access to the beach across the street that may be enjoyed as well. (not deeded, however. ) These parks and beaches are ideal for swimming, kayaking, paddle-boarding, fishing and all-around recreational enjoyment! Also, enjoy the plentiful nearby Vineyards, Breweries, Farms, Farmstands, and Award-winning Restaurants in the area, as well as the various local Galleries, Theaters, Boutique Shops, Golf Courses and Famed Love Lane! Easy access to major hubs of transportation, medical facilities and all types of shopping. This home is truly Turn-Key, easy to maintain and offers low taxes! Perfect either as a Seasonal or Full-time Residence. Must See!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$755,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $604,000 | $604,000 | $604,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $496 | $496 | $496 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,573 | $3,768 | $4,895 |
| Total Monthly Payment | $4,161 | $4,356 | $5,483 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.