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Presented by
Naomi Shea |
281 ANCONA AVENUE, Debary, FL, 32713 | $499,900
Short Sale. ***SHORT SALE***SHORTSALE****SHORT SALE*** Bank Approved Price!! Can close quickly!! Welcome to luxury living in the highly sought-after gated community of Riviera Bella in DeBary! This stunning 4-bedroom, 3. 5-bath home offers an impressive 3, 430 sq ft of thoughtfully designed space, perfectly positioned on an oversized cul-de-sac lot with a fully fenced backyard and no rear neighbors—providing both privacy and peace. Step outside and unwind in your beautifully paved patio area, complete with a cozy fire pit—ideal for entertaining or relaxing under the stars. Inside, the home showcases modern elegance with 5. 5-inch baseboards, crown molding, upgraded light fixtures, and integrated smart home technology. The flexible floor plan features a spacious bonus room on the first floor and a loft on the second, offering endless possibilities for additional bedrooms, a home office, media room, or play space tailored to your lifestyle. The gourmet kitchen is a true centerpiece, featuring crisp white cabinetry, quartz countertops, a large island, stainless steel appliances, a porcelain farmhouse sink, and a generous walk-in pantry—perfect for both everyday living and hosting guests. Enjoy energy efficiency and long-term savings with natural gas appliances (water heater, stove, and dryer), superior insulation, and solar panels that keep electric bills low—plus, the solar panels are transferable to the new owner! For added peace of mind, the home is also pre-wired for a generator, ensuring key systems remain powered during storms. Riviera Bella offers resort-style amenities, including a private boat ramp with direct access to the St. Johns River—perfect for boating, fishing, and kayaking. Residents also enjoy a community pool, fitness center, and playground. Conveniently located just 33 minutes from downtown Orlando and 45 minutes to Florida’s beautiful beaches, with easy access to I-4, 417, U. S. Highway 17/92 and nearby shopping and dining. This home truly combines luxury, comfort, and lifestyle—don’t miss your opportunity to make it yours! Come see it today!
Features
- Rooms: 3
- Bedrooms: 5
- Baths: 3 full / 1 half
- Laundry: Electric Dryer Hookup
- Year Built: 2018
- Garage: 3-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 3,430
- Acreage: 0.21
- Est. Taxes: $8,381
- HOA Fee: $450 Quarterly
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: O6284942
- Days on Market: 185 days
- Website: https://www.raveis.com
/prop/O6284942/281anconaavenue_debary_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Naomi SheaSales Associate
508.932.6640
Naomi.Shea@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1017266
508.335.8179
Michael.Cartier@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
281 ANCONA AVENUE, Debary, FL, 32713
$499,900
Naomi Shea
Sales Associate
William Raveis Real Estate
Phone: 508.932.6640
Naomi.Shea@raveis.com
Michael Cartier
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.335.8179
Michael.Cartier@raveis.com
NMLS Mortgage Loan Originator ID 1017266
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.500% | 5.710% |
| Monthly Tax Payment | $698 | $698 | $698 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,495 | $3,266 |
| Total Monthly Payment | $3,139 | $3,268 | $4,039 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388