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Presented by
Michael Brandon |
**Welcome to your peaceful coastal retreat!**
Tucked inside the gated *golf and waterfront* community of **The Palms of Terra Ceia Bay**, this 2-bedroom, 2-bath condo offers the perfect blend of nature, comfort, and convenience. From the screened lanai, take in daily sunsets, the glimmer of the Sunshine Skyway Bridge, and the soothing views of the mangrove-lined nature boardwalk that winds along Terra Ceia Bay.
Inside, you’ll appreciate beautiful **natural hickory wood flooring**, a modern kitchen with **granite countertops**, and **new Samsung appliances**. The owner’s suite features an updated walk-in shower, and the **2023 AC** and **new water heater** keep the home efficient and worry-free. Additional perks include **hurricane-rated sliders**, a **smoke-free interior**, and excellent storage.
Life at The Palms offers something for everyone: a **heated pool**, **500’ fishing pier**, scenic **mangrove boardwalk**, and a relaxing grill area. For more recreation, enjoy **optional golf, pickleball, and tennis**, plus dining and drinks at the clubhouse restaurant, bar, and tiki hut—open to the public.
With **covered parking**, **extra storage**, **fully funded reserves**, and compliance with new legislation (Milestone Report completed), this condo is truly move-in ready. All just minutes from downtown Bradenton, St. Pete, and Tampa International Airport.
**Beautifully priced and ready for a new owner—come experience the lifestyle and schedule your showing today!**
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$268,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 781.858.0000
Michael.Brandon@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 781.490.5670
Andrew.vanDyk@raveis.com
NMLS Mortgage Loan Originator ID 23716
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $214,400 | $214,400 | $214,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.396% |
| Monthly Tax Payment | $398 | $398 | $398 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,217 | $1,284 | $1,709 |
| Total Monthly Payment | $1,690 | $1,757 | $2,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.