13639 FRANCES AVENUE, Hudson, FL, 34667 | $240,000

DIRECT GULF ACCESS - Investor/Handyman special with NO HOA! This 2 bedroom, 1 bath home with a 1 car garage offers 60 feet of frontage on a saltwater canal with no fixed bridges, providing seamless access to the Gulf of America! It's a blank canvas ready to bring your vision to life and make it your own coastal retreat. Or make it your primary residence to enjoy water views and cool breezes from the screened in back porch. Hudson Beach is a coastal town just north of Tampa Bay and Clearwater where recreational pursuits abound without the crowds and is golf cart friendly! Restaurants, tiki bars, marinas and a small public beach are just a short ride away. Come enjoy Fishing, boating, kayaking or paddleboarding right from your backyard. Conveniently located off Hwy 19 for easy access to shopping, hospitals and just 15 minutes to the expressway for easy access to Tampa and major airports. Don’t miss this rare opportunity to own an affordable waterfront home with direct Gulf access! Call me to schedule a showing today!

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: In Garage
  • Year Built: 1965
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 908
  • Acreage: 0.14
  • Est. Taxes: $3,892
  • View: Water
  • Elem. School: Hudson Primary Academy (K-3)
  • Middle School: Hudson Middle-PO
  • High School: Fivay High-PO
  • Appliances: Microwave
  • MLS#: W7870105
  • Days on Market: 405 days
  • Website: https://www.raveis.com
    /prop/W7870105/13639francesavenue_hudson_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/10/2026 1:00:58 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Mary Ann DevineLuxury Properties Specialist

781.820.3743

MaryAnn.Devine@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1017266

508.335.8179

Michael.Cartier@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

Joel.Fanjoy@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

13639 FRANCES AVENUE, Hudson, FL, 34667

$240,000

Mary Ann Devine

Luxury Properties Specialist

William Raveis Real Estate

Phone: 781.820.3743

MaryAnn.Devine@raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $192,000 $192,000 $192,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.258% 6.304% 5.628%
Monthly Tax Payment $324 $324 $324
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,105 $1,167 $1,556
Total Monthly Payment $1,504 $1,566 $1,955

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.