82 9th ST S, Naples, FL, 34102 | $4,350,000

LUXURY REAL ESTATE AUCTION on-site on Monday, April 20th, 2026, at 11: 00 AM. Previews begin on Saturday, March 28th, and will run every Saturday and Sunday from 1: 00 to 4: 00 PM until the auction. Private appointments are available; please call for details. Welcome to Residence 303 at Stella Naples — a stunning penthouse-style retreat where contemporary design and relaxed coastal living come together in the heart of Olde Naples. Completed in 2024, this boutique luxury condominium offers an exceptional lifestyle just moments from the renowned shops and dining of Fifth Avenue South and the sugar-white beaches along the Gulf of Mexico. Perched on the top floor, this one-of-a-kind three-bedroom, three-and-a-half-bath residence spans 2, 875 square feet of beautifully designed open living space. With soaring 10-foot ceilings and coveted southern exposure, the home is bathed in natural light throughout the day. Interiors by the award-winning team at LVD Spaces bring a fresh, whimsical beach-house elegance to life, blending refined finishes with inviting comfort. Custom wall treatments, designer lighting, and tailored millwork create a sophisticated yet welcoming ambiance in every room. At the heart of the home, the gourmet kitchen is equal parts showpiece and workspace. Custom Ruffino cabinetry pairs effortlessly with sleek quartz countertops, while a full suite of premium appliances — including Sub-Zero refrigeration and a striking slate-blue Viking range — elevates both everyday living and entertaining. The kitchen flows seamlessly into the expansive great room, creating an ideal setting for gatherings both intimate and grand. The primary suite is a tranquil sanctuary designed for relaxation, featuring a spa-inspired bath with an oversized walk-in shower, bespoke fixtures, and a generous walk-in closet. Each additional bedroom offers en-suite privacy, ensuring comfort for family and guests alike. What truly distinguishes Residence 303 is its private rooftop oasis — with a dedicated interior staircase leading to an expansive 1, 123-square-foot rooftop terrace. Complete with a built-in outdoor kitchen and natural gas fire bowl, this extraordinary space invites sunset dinners, starlit entertaining, and effortless enjoyment of Naples’ year-round sunshine — all in complete privacy. Residents of Stella Naples enjoy an array of thoughtfully curated amenities, including a 42-foot resort-style pool with cabanas and an expansive sun deck, a chic resident lounge, state-of-the-art fitness center, and a private turf pet park. Two deeded parking spaces with EV charging capability, climate-controlled storage, and dual resident lobbies further enhance the ease and exclusivity of this intimate community. This is a rare opportunity to own the signature residence in one of Naples’ newest luxury addresses — a seamless blend of architectural distinction, privacy, and premier downtown location. Residence 303 captures the very best of modern coastal living in Naples.

Features

  • Building Design: Low Rise (1-3)
  • Parking: 2 Assigned,Covered,Deeded,Guest,Paved Parking,Under Bldg Open
  • Heating: Central Electric
  • Cooling: Central Electric
  • Levels: 2
  • Amenities: Billiards,Community Pool,Community Room,Dog Park,Exercise Room,Extra Storage,Internet Access,See Remarks
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Complex: STELLA NAPLES
  • Development: OLDE NAPLES
  • Year Built: 2024
  • Approx Sq. Feet: 2,875
  • Est. Taxes: $28,591
  • Master HOA Fee: $8,754
  • Lot Desc: Other
  • View: Landscaped Area,Partial Buildings,Pool/Club
  • Community Type: Non-Gated
  • Elem. School: LAKE PARK ELEMENTARY SCHOOL
  • Middle School: GULF VIEW MIDDLE SCHOOL
  • High School: NAPLES HIGH SCHOOL
  • Pet Policy: Limits
  • MLS#: 225014876
  • Website: https://www.raveis.com
    /raveis/225014876/829thsts_naples_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Janice McGrath-O'BrienLuxury Properties Specialist

203.767.1126

Janice.McGrath@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69957

914.260.5535

Mace.Rattet@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 69244

914.260.2006

Francine.Silberman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

82 9th ST S, Naples, FL, 34102

$4,350,000

Janice McGrath-O'Brien

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.767.1126

Janice.McGrath@raveis.com

Mace L. Rattet

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.5535

Mace.Rattet@raveis.com

NMLS Mortgage Loan Originator ID 69957

Francine Silberman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.260.2006

Francine.Silberman@raveis.com

NMLS Mortgage Loan Originator ID 69244

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,480,000 $3,480,000 $3,480,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.251% 6.259% 6.203%
Monthly Tax Payment $2,383 $2,383 $2,383
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $20,308 $21,145 $29,366
Total Monthly Payment $22,816 $23,653 $31,874

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.