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2 story 3 bedroom house with front sliding glass doors that open onto a raised concrete front patio, rear french doors open-up onto a balcony-style wooden rear deck adjacent to ground level concrete patio, full kitchen with center-island and slate tile flooring as well as an L. E. D. -dome lighting fixture. Upstairs has two bedrooms, the secondary bedroom has a full closet with storage cubby while the massive master bedroom has an adjacent in-room alcove and a full walk-in closet. The living room has a full sized pantry alcove adjacent to the main stairs and the living room has a massive wood-fed fireplace with a full sized hearth large enough to roast a turkey in. Large dining room area large enough to fit an eight seat long table or ten person round table. The entire first floor with the exception of the kitchen and bathroom is carpeted hardwood with an endless carpet covering the entire dining room and living room and continuing up the stairs to the landing. All 3 bedrooms have fully carpeted floors. The entirety of the front of the house's second floor is a storage crawl that runs completely across the side of the house that faces the street. The front hallway/mudroom was modeled after the airlock on a Navy Ship. The house has a semi-finished basement with it's own master-bedroom, second bedroom, living room/dining room combo with kitchenette and full bathroom plus the hook-ups for a washer and dryer. Basement stairwell has cubbys that open into a secondary crawl space. Adjacent driveway runs from the street alongside the house and connects to the ground level concrete patio in the back that stops at the rear fence in the backyard. The large open carport on the side of the house was covered at one point with a full-length awning that ran the length of the house from front to back. The center of the Backyard is completely leveled and properly sanded for the above ground pool that was recently removed and a new pool can be installed directly on top of the old pool's footprint. House needs minor touch-ups to mostly minor cosmetic issues.
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Our Executive Mortgage Banker:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,999 | $399,999 | $399,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.230% | 6.512% | 5.866% |
| Monthly Tax Payment | $1,014 | $1,014 | $1,014 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,366 | $2,495 | $3,295 |
| Total Monthly Payment | $3,455 | $3,584 | $4,384 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.