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READY TO EXPLORE? GREAT LOCATION IN CHARLOTTE HARBOR GULF COAST! MINUTES BY BOAT TO CHARLOTTE HARBOR AND GULF Of America! Looking for a home that offers all the best of Florida living and a nautical vibe? Your search is over! Welcome home to your 3 bedroom, 2 bath, waterfront, gulf access, pool home with (2021) 240 sf(mol) Dock and 40 sf(mol) Deck Dock with Electric and (2021) 10, 000 pound capacity electric boat lift. Other recent improvements include (2021) 9X20 Open Paver Patio and Walkway to Dock; (2020) Electric Panel replaced with a Square D QO Panel, 200 AMP, 40 circuit with all new breakers. GFI receptacle near the pool was replaced; (2017) A/C that has been well maintained; (2015) Water Heater; (2021) NEW garage door and Liftmaster WIFI opener; (2021) Pool filter and pump replaced; (2022) Roof replaced; Pool Heater 2023. You will fall in love with this beautiful home featuring a versatile floor plan with gorgeous views of the solar-heated pool and waterfront. As you enter the home into the living room/dining room, you will see plentiful ceramic tile laid on a diagonal, crown molding and upsized base moldings, with aesthetically pleasing finished walls, plantation shutters, and glass panel doors to pool area. Off to the right of the living room/dining room is the open concept kitchen and family room which have gorgeous views of pool and waterfront. The kitchen countertops have been resurfaced and the breakfast bar has enough seating for five. There is abundant cabinet storage and the stainless steel appliances, including the refrigerator, smooth-top range, built-in microwave, and dishwasher are all purchased within the last couple of years. There is also space in the kitchen for a dining table or desk. The Owner’s suite has a bathroom and private access to the pool and waterfront. Both the 2nd and 3rd bedrooms feature shared 2nd bathroom which has a vibrant countertop! The exterior of the home has deep overhanging fascia and soffits with gutters and downspouts all around, and a patio off the side of the garage. There are an abundance of outdoor spaces to enjoy Florida living to the fullest including a screened enclosed pool with large covered lanai and deck, and a 9 X 20 paver patio and sidewalk leading out to the canal and enormous new spacious dock with electric and a 10, 000 lb electric boat lift. The large open-patio is perfect for barbecuing and enjoying evenings by the fire pit overlooking the lit canal where snook, tarpon, manatees and dolphins frolic nearby. Fish right from your own dock! Fishing is epic in Charlotte Harbor! Charlotte Harbor and Boca Grande Pass are known as the “Tarpon Fishing Capital of the World”. Other fish species common to Charlotte Harbor include Common Snook, Red Drum (Redfish), Grouper, Spotted Seatrout, and Cobia to name a few. According to www. pureflorida. com, “Charlotte Harbor and the surrounding Gulf Island Coast makes up the second largest natural estuary in Florida and one of the most sought-after fishing destinations on the Gulf Coast. ” Home within short travel distance to all types of shopping, dining and entertainment and medical facilities; 5 golf courses in Port Charlotte and within 20 miles of 50 other golf courses; Charlotte Sports Park (home field to Tampa Bay Rays Spring Training); Punta Gorda Airport; and Charlotte Harbor, Fisherman's Village, Gulf Beaches, Boca Grande, Siesta Key, and an abundance of nature parks.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $319,200 | $319,200 | $319,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $466 | $466 | $466 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,812 | $1,914 | $2,566 |
| Total Monthly Payment | $2,353 | $2,455 | $3,107 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.