4860 S ATLANTIC AVENUE, #1030, New Smyrna Beach, FL, 32169 | $315,000

Live your best life yet BEACHSIDE with NO CONDO FEES for all of 2026! Sellers decided to give you an early holiday present of just under $10, 000 towards no monthly condo fees for 2026! Your Coastal Retreat Awaits!
Welcome to your new haven where the great outdoors meets coastal living! This rare first-floor condo offers a perfect blend of tranquility, adventure, and low-maintenance convenience. Located in a highly sought-after area known for its affordability, prime location, and direct access to a lagoon/estuary, this unit is truly a hidden gem—one that won’t stay hidden for long!

This charming condo comes equipped with all-new hurricane impact windows (2019 still under warranty!), an updated kitchen, newer water heater, and a brand-new AC (2023). Plus, with an Ecobee Wi-Fi thermostat, staying cool has never been easier. The unit is also handicap-friendly, featuring extra-wide doors for added accessibility.

But here’s the real kicker—this condo is one of the only beachside units offering boat and trailer parking! Whether you're a boater, kayaker, or simply enjoy the outdoors, you’ll appreciate the added storage options, including a convenient storage closet by your front door and kayak storage in the rear.

Take advantage of the community pool or unwind on the dock while watching local wildlife in their natural habitat. Located just minutes from JB’s Fish Camp, Cape Canaveral Seashore, and the pristine beaches of New Smyrna, the location couldn’t be more ideal.

This 2-bedroom, 2-bath condo is only 1/4 mile from beach access, with outdoor showers to rinse off after a day in the sand and surf. The association dues cover Wi-Fi, pest control, grounds maintenance, community pool, and trash services.

Whether you’re seeking adventure or relaxation, this condo offers the best of both worlds. No need to stress about guest or boat parking, just live on island time! Don’t miss out—schedule your showing today!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area, Electric Dryer Hookup, Inside, Washer Hookup
  • Complex: KIAWAH BAY CONDO UNIT 101
  • Year Built: 1994
  • Approx Sq. Feet: 906
  • Est. Taxes: $3,746
  • Condo Fee: $650 Monthly
  • Lot Desc: Sidewalk
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: NS1083829
  • Days on Market: 264 days
  • Website: https://www.raveis.com
    /prop/NS1083829/4860satlanticavenue_newsmyrnabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/15/2026 3:37:39 PM)
Listing courtesy of North To South Results   Phone: 508-662-6807

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4860 S ATLANTIC AVENUE, #1030, New Smyrna Beach, FL, 32169

$315,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $252,000 $252,000 $252,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.396%
Monthly Tax Payment $312 $312 $312
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,431 $1,509 $2,009
Total Monthly Payment $1,818 $1,896 $2,396

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.