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Presented by
Lisa Sweeney & Team - Lisa Sweeney |
807 WHITE Street, Fernandina Beach, FL, 32034 | $785,000
Charming Key West-style home located in the heart of Old Town Fernandina Beach, a historic waterfront neighborhood on the northwestern tip of Amelia Island. Surrounded by rich history dating back to the mid-1800s, this home, built in 2004, blends seamlessly with the unique character of the area. Inside, you'll find 10-foot ceilings, bamboo wood floors and a welcoming 06X15 covered front porch. The first floor features a bedroom with an attached bath, while the upstairs bedrooms each offer private balconies with river views. Front upper covered balcony 06x15 and rear master covered balcony area is 08x15. Partially fenced rear yard has a 35X10 rear pavered patio area with fire pit. Just steps from Fernandina Plaza, the Captain's House and the riverfront and conveniently close to Tiger Point Marina and the public boat ramp. This property is only 2 miles from historic downtown Fernandina Beach and minutes to the beaches along the Atlantic Ocean, offering an idyllic coastal lifestyle
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 47X93
- Laundry: Lower Level
- Year Built: 2004
- Heating: Central, Heat Pump
- Cooling: Central Air, Multi Units
- Approx Sq. Feet: 1,732
- Lot Size: 47X93
- Appliances: Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Microwave, Refrigerator
- MLS#: 2069342
- Days on Market: 363 days
- Website: https://www.raveis.com
/prop/2069342/807whitestreet_fernandinabeach_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Lisa Sweeney & Team - Lisa SweeneyLuxury Properties Specialist
860.558.7606
Lisa.Sweeney@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Russell BaboffVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1014636
860.463.1745
Russell.Baboff@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Brian KellyInsurance Sales Director, William Raveis Insurance
860.655.6934
Brian.Kelly@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
807 WHITE Street, Fernandina Beach, FL, 32034
$785,000
Lisa Sweeney & Team - Lisa Sweeney
Luxury Properties Specialist
William Raveis Real Estate
Phone: 860.558.7606
Lisa.Sweeney@raveis.com
Russell Baboff
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $628,000 | $628,000 | $628,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.292% | 5.609% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,517 | $3,816 | $5,090 |
| Total Monthly Payment | $3,609 | $3,908 | $5,182 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388