5232 WHITE SAND CIRCLE NE, St. Petersburg, FL, 33703 | $679,875

Honestly? Days on market has no reference here! This Placido Bayou home with newly installed impact windows provides safety, security, and energy efficiency. Nestled in a lush preservation area, this home is conveniently located near top-rated schools, parks, golf courses, and waterfront activities, with easy access to major roadways and Tampa International Airport. Love pickleball? Just outside the gate is The Racquet Club of St. Petersburg, featuring pickleball courts! Life in Placido Bayou is truly exceptional, offering picturesque lakes perfect for fishing, shaded trails for walking or jogging, and the serene beauty of lush trees and native Florida landscaping. The HOA covers exterior paint, lawn care, and fence maintenance, ensuring a low-maintenance lifestyle. Fall in love with this beautifully updated home in the gated community of Placido Bayou. It checks all the boxes, starting with its ideal location—so close to downtown St. Pete, the beaches, and major highways. Inside, three bedrooms, two baths, Travertine floors, plantation shutters, a wood-burning fireplace, and a stylish GALLEY kitchen with thoughtful finishes and refreshed bathrooms. The primary bedroom boasts double closets and large windows for amazing natural light. Outside, a spacious screen patio, perfect for entertaining, awaits. Feedback often highlights the fantastic outdoor living this home offers and the only less than positive feedback mentions the Galley Kitchen (?) The seller may consider leaving furniture with a great contract.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Kitchen
  • Year Built: 1988
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,556
  • Acreage: 0.14
  • Est. Taxes: $6,247
  • HOA Fee: $333 Monthly
  • Elem. School: North Shore Elementary-PN
  • Middle School: Meadowlawn Middle-PN
  • High School: Northeast High-PN
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Washer
  • MLS#: TB8346285
  • Days on Market: 343 days
  • Website: https://www.raveis.com
    /prop/TB8346285/5232whitesandcirclene_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/16/2026 1:17:10 PM)

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NMLS Mortgage Loan Originator ID 2104486

860.625.5780

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5232 WHITE SAND CIRCLE NE, St. Petersburg, FL, 33703

$679,875

The Aquidneck Team

Sales Associates

William Raveis Real Estate

Phone: 401.640.0807

AquidneckTeam@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $543,900 $543,900 $543,900
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $521 $521 $521
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,088 $3,257 $4,372
Total Monthly Payment $3,701 $3,870 $4,985

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.