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Nestled in St. Augustine South and situated on four lots, this gorgeous 3BR/2BA home offers privacy and quality features perfect for Florida living. Set back from the street, this updated home offers a cozy front porch with room to sit and relax after a stroll down the street to catch the sunrise over the Intracoastal. Inside offers a functional floor plan with formal living and dining, followed by the kitchen and family room with wood laminate floors. The eat-in kitchen has been updated with tile floors, honey-hued cabinetry, granite counters, a tile backsplash, and a perfectly placed sink under a window. The bedrooms are tucked out of sight with two bedrooms and a shared bath off the hall and the en-suite master at the back of the house overlooking the yard. Recent major improvements include a roof in 2021, new windows, new A/C system, new water heater, new well pump and a re-pipe in 2018. Outside offers a large fenced back yard dotted with mature oaks, providing some welcomed shade for the warm summer days. Enjoy 28x14 covered porch and a 29x17 open patio with beautiful pavers and plenty of room for entertaining, gardening and whatever other outdoor activities you crave and a shed to store the tools and equipment. Brand new septic and drain field too! Got toys? There's extra driveway space to store the boat or jet skis and a gate opening to the backyard if you prefer to store them behind the fence. St. Augustine South is a boaters dream with two boat ramps just around the corner. Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $423,200 | $423,200 | $423,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.648% |
| Monthly Tax Payment | $389 | $389 | $389 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,403 | $2,571 | $3,430 |
| Total Monthly Payment | $2,884 | $3,052 | $3,911 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.