317 SE 32ND TERRACE, Cape Coral, FL, 33904 | $98,000

Under contract-accepting backup offers. Build Your Dream Home or Investment Property in Cape Coral, FL! This prime vacant lot could be the site of your future home in paradise or the perfect investment for a new build. With new construction booming across Cape Coral, don't miss your chance to own your own slice of Florida's coveted "Waterfront Wonderland"! Cape Coral, a proud Purple Heart City, has been steadily earning its spot as one of the top places to live in Florida. What was once a quiet community has transformed into a vibrant and growing city with something to offer for everyone, from young professionals to retirees. This lot is ready for construction, with city water, sewer, and irrigation already available, saving you time and money during the building process. Plus, it's located in an X flood zone, so you won’t need to carry flood insurance with a loan, providing peace of mind and additional savings. Centrally located, this property offers convenient access to shopping, dining, entertainment, and Cape Coral's many parks and attractions. Whether you're running errands, meeting friends, or planning a day out, everything is just a short distance away. Cape Coral is more than a city—it's a lifestyle. With hundreds of miles of canals, easy access to the Gulf of Mexico, and proximity to world-renowned beaches, the SW Florida area offers endless opportunities for boating, fishing, and water sports. The vibrant arts scene, year-round events, and diverse culinary options add to the incredible charm and appeal of living here. Additionally, you'll enjoy being just a short drive from Fort Myers International Airport, making travel a breeze. This property is a blank canvas waiting for your vision. Whether you're planning to build a forever home, a vacation retreat, or an income-producing property, this lot offers incredible potential. Contact your favorite Realtor today to learn more about this incredible opportunity and start planning your future in Cape Coral!

Features

  • Lot Size: 90 x 115
  • Lot Desc: City Lot
  • Pet Policy: Yes
  • MLS#: TB8342958
  • Days on Market: 79 days
  • Website: https://www.raveis.com
    /prop/TB8342958/317se32ndterrace_capecoral_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/15/2026 3:54:10 AM)
Listing courtesy of ENGEL & VOLKERS FORT MYERS   Phone: 239-333-2400

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

317 SE 32ND TERRACE, Cape Coral, FL, 33904

$98,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $78,400 $78,400 $78,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.419% 5.668%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $464 $483 $635
Total Monthly Payment $539 $558 $710

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.