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Presented by
Nicole J Bates - NicoleJBates Team |
RR#22-1375. This 5, 600 square foot home was recently renovated and features six bedrooms, five and one-half bathrooms, an open plan living room, kitchen/dining area and a home theater. Located on a quiet street close to village in the Hansom Hills area and convenient to ocean, with easy access to Sag Harbor. The brand new kitchen is fully equipped with everything you might need. The sound proofed home theater is located on the ground floor, as is the main living room and for your convenience two guest bedrooms, a home office and gym. Upstairs there is a spacious primary bedroom with ensuite bath and its own deck. In addition there is another bedroom with ensuite bath plus two guest bedrooms with a shared bath. The lower level is finished and features a large media/game room and a full bathroom. There is a screened porch with a gas fireplace outdoor kitchen, outdoor shower and heated gunite pool. .
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$160,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.912.9778
njb@nicolejbates.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $128,000 | $128,000 | $128,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $727 | $778 | $1,037 |
| Total Monthly Payment | $802 | $853 | $1,112 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.