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Presented by
Bill Stoecker |
Modern saltbox 3-bedroom retreat situated on quiet cul de sac, with large wraparound deck and huge 20x40 heated pool. 0. 7 miles to private beach. The house has three large bedrooms, two on the second floor, one on the first floor (all have new mattresses, large closets, dressers): The Primary bedroom (king bed) with full bath and separate shower has a private balcony and staircase to pool; the second upstairs bedroom (can be configured as king or two twin XLs) overlooks the pool area with balcony, and has a private half-bath; the first-floor bedroom (king bed) has a full bath and sliding glass doors opening out on the deck and pool. Open floor plan. Kitchen equipped with brand new stove/oven and dishwasher; also, Nespresso, and Vitamix. The pool and deck are perfect for grilling, entertaining and relaxing. New loungers and hammock. Outdoor table seats 8. Quiet streets, great for walking, biking or running. Private beach close by. Cedar Point Park 5 minutes away, with hiking trails, volleyball and basketball courts, and small play area. Short drive (5 min) to Sammy's Beach and LI Nature Preserve, known for spectacular sunsets. Central air conditioning Washer/dryer
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Our Executive Mortgage Banker:
Our Insurance Division:
$70,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 516.818.4904
William.Stoecker@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $56,000 | $56,000 | $56,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.545% | 5.900% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $336 | $349 | $461 |
| Total Monthly Payment | $411 | $424 | $536 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.