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Presented by
Vincent Curcio - Team Curcio |
5855 MIDNIGHT PASS ROAD, #311, Siesta Key, FL, 34242 | $659,000
Price Reduction - Motivated to Sell! This beautifully updated condo at Harbor Towers Yacht & Racquet Club presents an exceptional opportunity for both luxurious coastal living and strong investment potential. Thoughtfully renovated with attention to every detail, recent upgrades include a NEW HVAC system (Nov. 2025), NEW electrical panel (Nov. 2025), luxury vinyl flooring, and a remodeled kitchen featuring solid wood cabinetry and granite countertops. Just in time for the upcoming rental season, the condo is also being offered with new furniture and small appliances, enhancing comfort, style, and rental appeal.
Located in the heart of tropical Siesta Key, this residence enjoys breathtaking water views along one of the widest stretches of Intracoastal frontage on the island—an increasingly rare and valuable feature. The resort-style community offers an impressive array of amenities, including a state-of-the-art fitness center, two heated pools, and three illuminated Har-Tru tennis courts, perfectly suited for both relaxation and recreation. Additional highlights include high-speed Wi-Fi, gas grilling areas, a boat basin, and the tranquil Island Gazebo, ideal for unwinding or watching dolphins pass by.
The location is equally exceptional. Just minutes from Siesta Key Village, residents enjoy easy access to boutique shopping, dining, and entertainment, along with complimentary use of the Siesta Key Open Air Trolley for effortless island exploration. World-famous Siesta Key beaches are only moments away, and Sarasota’s vibrant arts, dining, and cultural attractions are a short drive from home.
Whether you’re looking for a primary residence, a vacation getaway, or a highly desirable investment property, this move-in-ready condo delivers an unmatched lifestyle in one of the world’s most sought-after beach destinations. Schedule your private showing today.
Features
- Elevator: Y
- Heating: Electric
- Cooling: Central Air
- Levels: 7
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Laundry: Common Area, Same Floor As Condo Unit
- Complex: HARBOR TOWERS Y & R
- Year Built: 1976
- Approx Sq. Feet: 1,165
- Acreage: 8.7
- Est. Taxes: $5,766
- Condo Fee: $2,329 Quarterly
- Lot Desc: FloodZone, In County, Near Marina, Sidewalk
- View: Water
- Elem. School: Phillippi Shores Elementary
- Middle School: Brookside Middle
- High School: Sarasota High
- Pet Policy: Number Limit
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: A4636368
- Days on Market: 359 days
- Website: https://www.raveis.com
/raveis/A4636368/5855midnightpassroad_siestakey_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Vincent Curcio - Team CurcioSales Associate
864.354.4121
Vincent.Curcio@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Joseph HartleyInsurance Sales Director, William Raveis Insurance
954.729.6530
Joseph.Hartley@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5855 MIDNIGHT PASS ROAD, #311, Siesta Key, FL, 34242
$659,000
Vincent Curcio - Team Curcio
Sales Associate
William Raveis Real Estate
Phone: 864.354.4121
Vincent.Curcio@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $527,200 | $527,200 | $527,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.396% |
| Monthly Tax Payment | $481 | $481 | $481 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,993 | $3,157 | $4,203 |
| Total Monthly Payment | $3,565 | $3,729 | $4,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388