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Presented by
Chaz Koch |
**THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Welcome to Spring Lakes, a beautifully maintained condo community in the heart of Bradenton offering an inviting Florida lifestyle. This second-floor condo features two bedrooms and two bathrooms, each with its own private ensuite for added comfort. The primary suite includes a walk-in closet and access to the screened lanai, where you can unwind while overlooking the community pool and spa. The open-concept great room flows effortlessly to the lanai through sliding glass doors, creating a comfortable space for relaxing or entertaining. The kitchen is well-appointed with ample cabinetry, tile flooring, and a convenient in-unit washer and dryer. A large storage closet on the lanai adds extra functionality, and recent updates include the AC, dishwasher, water heater, and disposal. Assigned parking and generous interior storage provide everyday convenience. Spring Lakes residents enjoy a peaceful setting with mature landscaping, tennis courts, a sparkling pool, and a relaxing spa. Ideally located just off Cortez Road West, you’ll be minutes from shopping, dining, golf courses, and local entertainment. The beaches of Anna Maria Island and Cortez are about 15 minutes away, downtown Sarasota is within 30 minutes, and SRQ Airport is less than 20 minutes from your door.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
Sales Associate
William Raveis Real Estate
Phone: 860.575.4962
Chaz.Koch@raveis.com
VP, Mortgage Banker / Production Manager
William Raveis Mortgage, LLC
Phone: 203.305.5736
Kevin.DeTullio@Raveis.com
NMLS Mortgage Loan Originator ID 1724767
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $120,000 | $120,000 | $120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $81 | $81 | $81 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $672 | $719 | $965 |
| Total Monthly Payment | $828 | $875 | $1,121 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.