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Presented by
Ed Perez |
One or more photo(s) has been virtually staged. PRICE DROP-Stunning Home in the Highly Desirable Victoria Gardens 55+ Community! Welcome to this beautifully designed 2-bedroom, 2-bathroom plus a Flex Room that could be used as a 3rd bedroom, offering the perfect open layout. The light and bright interior features tile floors, new carpet in the bedrooms, and a spacious kitchen with granite countertops, 42” cabinetry with crown molding, a large breakfast bar, stainless steel appliances, and a cozy breakfast nook. The primary suite stands out with a tray ceiling, a private en suite bath and a large glass-enclosed walk-in shower. Step outside to enjoy peaceful mornings and evenings with a conservation area view and no rear neighbors, all within a short distance to the Victoria Gardens clubhouse. The HOA covers high-speed internet, HD cable with DVR boxes, lawn and shrub care with reclaimed water, exterior pest control, and gated community access. Amenities include a private clubhouse with dining and bar, fitness center, lap pool, game rooms, tennis and pickleball courts, library and various clubs and events. The location is unbeatable just minutes from I-4 for easy access to Orlando, Daytona Beach and New Smyrna Beach only 30 minutes and nearby airports. It’s also close to downtown DeLand, voted Best Main Street, . Publix, ALDI, Starbucks, Chick-fil-A, and AdventHealth Medical Park facilities all within a short distance. Check out the Amenties and what they have to offer at https: //victoriagardensdeland. sites. townsq. io/5
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Our Executive Mortgage Banker:
Our Insurance Division:
$318,000
Sales Associate
William Raveis Real Estate
Phone: 203.526.7548
Ed.Perez@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $254,400 | $254,400 | $254,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $269 | $269 | $269 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,464 | $1,524 | $2,028 |
| Total Monthly Payment | $1,808 | $1,868 | $2,372 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.