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Invest with confidence in this well maintained one-bedroom condo, located in the well constructed building of Harbour Club C—a community known for its exceptional financial stability and good HOA management. This bright and spacious condo features stunning water views of the Intracoastal and Clearwater Bay, creating a serene backdrop for daily living. The large primary bedroom includes a walk-in closet and a luxurious ensuite bathroom with double sinks and a walk-in shower. A separate den/office offers flexible space for guests, remote work, or quiet relaxation—plus a generous storage closet for added convenience. The kitchen has good work flow with ample cabinet space, a pantry, and expansive countertops—perfect for everyday cooking or entertaining. A second full bathroom with a tub provides extra comfort for guests. Enjoy resort-style amenities, including a heated pool, fishing dock, BBQ area, and shuffleboard courts, all just a short stroll from beaches, shopping, and top-rated restaurants. Best of all, this unit had no storm damage and is truly move-in ready. Recent 2023–2024 building upgrades, including a new roof, fresh exterior paint, and updated interior carpets, reflect the board’s commitment to long-term upkeep—all with FULLY FUNDED, reasonable HOA fees and building FLOOD INSURANCE, Cable and Internet is INCLUDED in your HOA . The Milestone Inspection and Reserve Study have been completed, giving added peace of mind to owners and investors alike. Whether you’re looking for a full-time residence, seasonal escape, or smart investment, this condo offers peace of mind, lifestyle, and location—all in a million-dollar neighborhood at an affordable price.
Contact your Realtor today or reach out to schedule a private showing. This is Florida living at its best—secure, scenic, and smart.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $83 | $83 | $83 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,358 | $1,433 | $1,907 |
| Total Monthly Payment | $1,516 | $1,591 | $2,065 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.