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Presented by
Sue Davies |
14 EMDEN CIRCLE, Punta Gorda, FL, 33950 | $195,000
Welcome to Windmill Village, a premier gated 55+ community! This immaculate Jacobsen model home offers the perfect blend of comfort and style. Spanning 1, 410 square feet, the residence features 2 bedrooms and 2 bathrooms with a thoughtfully designed open-concept layout that creates a seamless flow between living spaces. The kitchen is a culinary delight with abundant storage and newer appliances installed in 2022. Warm wood flooring enhances the main living area, while plush carpeting adds coziness to the bedrooms. Both the kitchen and bathrooms feature elegant tile flooring, and the home includes a separate laundry room — a rare and practical bonus in most units. Key upgrades include a new shingle roof (2023), a 2018 air conditioner, re-leveling of the home, and vapor barrier repairs for excellent structural integrity. Hurricane protection consists of Bermuda shutters on the front and side, plus standard hurricane shutters on all other windows and doors. Additional features include a large lanai for enjoying the Florida breeze, no-see-um screens on multiple windows, an attic fan for enhanced ventilation, a large shed for extra storage, and an insulated carport. The property is surrounded by lush, mature landscaping with a beautiful Plumeria tree, creating a private and tranquil setting. This active lifestyle community features two private marinas, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center, and numerous clubs catering to a wide range of hobbies. The new pavilion by the heated pool offers a wonderful space for gatherings and socializing. Punta Gorda has been voted “#1 Best Small Place to Live” by Money Magazine and Forbes. **Please note: ** The purchase price does not include the $18, 285 Buy-In Share and Bond, which is fully refundable upon sale. Don’t miss the opportunity to make this meticulously maintained and thoughtfully upgraded home yours! Schedule your showing today and discover your paradise in Windmill Village.
Features
- Amenities: Clubhouse, Fence Restrictions, Gated, Maintenance, Pool, Shuffleboard Court
- Rooms: 10
- Bedrooms: 2
- Baths: 2 full
- Laundry: Laundry Room
- Year Built: 2005
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,410
- Acreage: 0.11
- Est. Taxes: $3,312
- HOA Fee: $256 Monthly
- Adult Communities: Yes
- Pet Policy: Breed Restrictions, Dogs OK, Number Limit
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: C7499501
- Days on Market: 591 days
- Website: https://www.raveis.com
/prop/C7499501/14emdencircle_puntagorda_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Sue DaviesLicensed Real Estate Salesperson
516.381.7256
Sue.Davies@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Jennifer HartRegional Sales Manager, William Raveis Insurance
978.457.6220
Jennifer.Hart@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14 EMDEN CIRCLE, Punta Gorda, FL, 33950
$195,000
Sue Davies
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 516.381.7256
Sue.Davies@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $156,000 | $156,000 | $156,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.412% | 6.640% | 5.952% |
| Monthly Tax Payment | $276 | $276 | $276 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $948 | $985 | $1,295 |
| Total Monthly Payment | $1,299 | $1,336 | $1,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388