Welcome to your tranquil retreat at Apple Island Resort! This charming 2-bed, 1-bath seasonal cottage is the perfect spot to spend your summer. Inside, you'll be greeted by a spacious kitchen flooded with natural light, providing a warm & inviting ambiance. The kitchen boasts ample storage space, making it a functional & practical area for your culinary adventures. A designated dining area creates a perfect setting for meals & gatherings with friends. The open flow between the living room, kitchen, & dining area enhances the sense of space & connectivity. Venturing down the hall, you'll discover the primary bedroom with built-in storage, ensuring a clutter-free living. The thoughtful design caters to your storage needs effortlessly! The 2nd bedroom features a built-in bunk bed, adding a touch of whimsy. Outside the front door is a large front deck, inviting you to unwind. Whether you're sipping your morning coffee or stargazing in the evening, this outdoor space adds an extra layer of charm to your cottage living experience. As part of this community, you'll have access to a host of incredible amenities, including a marina with seasonal pontoon rentals, a boat launch, & boat slips, as well as a beautifully manicured, challenging 9-hole par-3 golf course, outdoor swimming pool, & hot tub. The annual lease amount for 2025 is $8, 455.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$80,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $64,000 | $64,000 | $64,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.288% | 6.676% | 6.140% |
Monthly Tax Payment | $49 | $49 | $49 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $415 | $405 | $536 |
Total Monthly Payment | $539 | $529 | $660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.