Look no further, you have found your little slice of heaven. This adorable cottage was built in the 1950s for a school teacher and has been lovingly cared for, renovated and upgraded over the years by the current owner. The barn, originally built in the 1700s, was moved from another location in Rochester and reassembled onsite. In addition there is a little "she shed" with a screened in porch and a large window looking out into the forest. The property is bordered by a cheerful, babbling brook on one side and a conserved bird sanctuary on another. You'll be able to ski/hike/mountain bike right out your front door onto the neighboring trail system. In fact, you'll have excellent access to the extensive outdoor network of trails maintained by both VAST and the Ridgeline Outdoor Collective. Located just a few minutes from the quintessential little Vermont town of Rochester and roughly equidistant from both Killington and Sugarbush resorts. Easy access to I-89. The cottage recently got a bathroom facelift as well as a heat pump/mini split/AC, but you're going to fall in love with the charm and the amazing light that pours in from every window. Did I mention amazing neighbors and a quiet, dead-end road? Showings begin at open houses Oct 12 & 13th, 12p-2p. There is a charming little RV and all the furnishings are negotiable.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,427 | $1,409 | $1,827 |
Total Monthly Payment | $1,676 | $1,658 | $2,076 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.