Situated on a hill a stone's throw from the Battenkill River this cozy raised ranch home is immaculate, and surrounded by captivating views. Offering an open concept, modern kitchen with island, copper backsplash and butcher block countertops that opens to the living room with a pellet stove for ambiance and heat. The primary bedroom features a large updated bathroom, complete with quartz countertops. The additional bedrooms as well as the 2 finished basement rooms hold many opportunities for different layouts and uses. Rounded out by a detached 2 car garage, lovely deck and large fenced area. Also extensive space for gardening with perennial flowers including roses, peonies, and lilacs already established. Newer furnace and stove with hickory wood flooring installed in the bedrooms, all updated in 2022. Fresh water from drilled well, and convenient covered storage for pellets and other items. This house is steps from historic sites, iconic covered bridges, and all the nature and wildlife that Vermont has to offer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $387 | $387 | $387 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,946 | $1,921 | $2,491 |
Total Monthly Payment | $2,408 | $2,383 | $2,953 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.