219 4th AVENUE N, #105, St. Petersburg, FL, 33701 | $424,900

Under contract-accepting backup offers. High and Dry and currently zoned as non-evacuation! Don't miss this rare opportunity in the heart of downtown St Pete to own one of the few condos in the Tampa/St Petersburg area with its own ground floor entrance, only steps from its assigned parking space! No stairs, and no need to cart groceries or pets on and off an elevator! Built in the 1930’s, The Mount Vernon Condo’s was originally constructed as a luxury hotel and later transformed into a boutique condo community. With almost 1, 200 sqft of open concept living space, this corner unit residence beams with natural sunlight and offers hurricane impact windows, a separate laundry closet with a full size stack washer and dryer and original hardwood flooring throughout the majority of the home. Updates to the kitchen include granite countertops, stainless steel appliances and an oversized breakfast bar with storage—perfect for entertaining. The split bedroom floor plan is an ideal set up for privacy with the owner's suite featuring a large walk-in closet and en-suite bathroom with a tub/shower combination. The guest ensuite bath is also nicely appointed with tiled walk in shower. Onsite amenities include a 7'x4'x8' storage cage in the basement, exercise room, a community swimming pool, library, kitchen for entertaining, and a lovely lobby furnished with a pool table and baby grand piano! This pet-friendly community allows for two pets up to 30 lbs each, is located with easy access to I-275 and is only steps from a vibrant & bustling downtown St Petersburg, filled with an array of inviting sidewalk cafés, waterfront parks and restaurants, museums, art galleries, shopping, St Pete Pier, theatre & nightlife. Truly, a rare find, at this price point, to live in the center of it all!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 3
  • Amenities: Elevator(s), Fitness Center, Pool, Recreation Facilities, Storage
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Complex: MT VERNON CONDO
  • Year Built: 1936
  • Common Charge: $1,195 Monthly
  • Approx Sq. Feet: 1,195
  • Est. Taxes: $5,836
  • Lot Desc: City Lot, Sidewalk, Street One Way
  • View: City
  • Pool: In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8309794
  • Days on Market: 38 days
  • Website: https://www.raveis.com
    /prop/TB8309794/2194thavenuen_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/5/2024 5:04:41 AM)
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE   Phone: 727-342-3800

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

219 4th AVENUE N, #105, St. Petersburg, FL, 33701

$424,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $339,920 $339,920 $339,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.352% 7.042% 6.160%
Monthly Tax Payment $486 $486 $486
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,233 $2,233 $2,846
Total Monthly Payment $2,794 $2,794 $3,407

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.