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SELLER OFFERING $10, 000 CREDIT TOWARDS BUYER'S 2-1 INTEREST BUYDOWN OR CLOSING COST!!!
Your dream home awaits! This impressive 2018 Sonoma model by M/I Homes offers over 3, 500 sq. ft. in the highly sought-after Talavera community! This spacious 5-bedroom, 3-bath home features a three-car garage—perfect for vehicles, bikes, or extra storage—and beautiful curb appeal with lush landscaping leading to a charming front entrance.
Step inside to an open-concept family room bathed in natural light, creating a warm and inviting atmosphere for gatherings and relaxation. The home boasts elegant laminate flooring throughout the main level, staircase, and much of the second floor, complemented by upgraded lighting and ceiling fans for comfort and style.
The gourmet kitchen is a chef’s dream, showcasing a large center island, high-end stainless steel appliances (including a newer refrigerator), chic pendant lighting, a sleek backsplash, and 42” wood cabinets with crown molding. A cozy dinette area overlooks the backyard, and sliding glass doors open to your spacious, fully fenced yard—perfect for family barbecues, outdoor games, or peaceful evenings under the stars. There’s also plenty of room to add a pool or transform the space into your very own Florida vacation paradise.
On the main floor, you’ll find a versatile guest bedroom, ideal for visitors, a home office, or even a gym. Upstairs, a loft area offers flexible living space for a movie room, playroom, or relaxation zone. The oversized primary suite feels like a retreat with a walk-in closet and a luxurious en-suite bathroom featuring dual vanities. Three additional bedrooms and a large laundry room complete the upper level.
Equipped with two energy-efficient AC units, this home ensures year-round comfort and savings.
Living in Talavera means enjoying resort-style amenities that make every day feel like a getaway—a refreshing beach-entry pool, tennis, pickleball and basketball courts, playground, splash pad, and clubhouse events. Food trucks visit on weekends, and the neighborhood is golf cart friendly, adding to the fun and convenience.
Ideally located just north of US-41 and SR-52, with easy access to I-75 and the Suncoast Parkway, this home offers the perfect balance of tranquility and accessibility.
Don’t miss this exceptional opportunity to own a move-in-ready home in one of Pasco County’s most vibrant communities!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$580,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $464,000 | $464,000 | $464,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $845 | $845 | $845 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,635 | $2,779 | $3,730 |
| Total Monthly Payment | $3,572 | $3,716 | $4,667 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.