I could be a wonderful place to live with a generous lot and some historic character. I need your love and your time and energy to fulfill my potential. My Owner was leaving her home the day of the July, 2023 to come to live here and finish the renovations. My basement and the surrounding landscape were totally flooded. Luckily it did not reach the first floor. The electrical (200 amp) and the septic had been replaced in the last few years. Now that my foundation, the electrical, and the septic need to be repaired again, it is too much for this owner. Please consider putting me back together. Many high quality materials are waiting to be installed to make me beautiful; such as, oil rubbed bronze chandelier, custom-ordered Marvin windows with black exterior finish, solid wood exterior doors with full glass panels, sliding-barn-door hardware with a very heavy four panel door, solid wood cabinets, and wood flooring. Seller has an estimate for repairing landscape and septic.
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Our Executive Mortgage Banker:
Our Insurance Division:
$80,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $64,000 | $64,000 | $64,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.500% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.288% | 6.676% | 6.140% |
Monthly Tax Payment | $162 | $162 | $162 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $415 | $405 | $536 |
Total Monthly Payment | $652 | $642 | $773 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.