4980 Rustic Oaks CIR, Naples, FL, 34105 | $1,450,000

Welcome to a completely remastered residence, better than new! This stunning, three-bedroom plus den home, has the latest details and layout. Recent remodeling creates a spacious modern kitchen and an open concept home. The chef’s kitchen features quartz countertops, a large center island, and stainless steel appliances including a new gas range. Soft-close cabinets have abundant storage. The baths have been updated with quartz countertops too. Beautiful hardwood floors in the bedrooms and den. Plantation shutters throughout. French doors open to a screened pool within a private setting. Brand new pool equipment as well! There are two upgraded A/C systems with air purifiers and a recently installed water heater. Fresh paint inside and out with a new roof in 2022. A whole-house generator is ready with stand-by power. An oversized two-and-a-half-car garage has plenty of room for cars and storage. The Banyan Woods gated community enjoys low HOA fees with amenities including a fitness center, basketball court, playground, dog park and clubhouse. This prime location has easy access to downtown Naples and Gulf Coast beaches. Top rated schools are nearby. Come see this “new” home for yourself!

Features

  • Amenities: Basketball,Clubhouse,Community Park,Dog Park,Exercise Room,Internet Access,Play Area,Sidewalk,Streetlight,Underground Utility
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full
  • Style: 1 Story/Ranch
  • Development: BANYAN WOODS
  • Year Built: 2003
  • Garage: 2.00 Attached
  • Heating: Central Electric
  • Cooling: Central Electric,Humidistat
  • Approx Sq. Feet: 2,623
  • Acreage: 0.22
  • Est. Taxes: $8,618
  • Master HOA Fee: $930
  • Lot Desc: Regular
  • View: Wooded Area
  • Community Type: Gated
  • Elem. School: OSCEOLA ELEMENTARY SCHOOL
  • Middle School: PINE RIDGE MIDDLE SCHOOL
  • High School: BARRON COLLIER HIGH SCHOOL
  • Private Pool: Yes
  • Pet Policy: Limits
  • MLS#: 224066250
  • Website: https://www.raveis.com
    /eprop/224066250/4980rusticoakscir_naples_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Team KinchlaSales Associates

508.274.7000

TeamKinchla@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4980 Rustic Oaks CIR, Naples, FL, 34105

$1,450,000

Team Kinchla

Sales Associates

William Raveis Real Estate

Phone: 508.274.7000

TeamKinchla@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,160,000 $1,160,000 $1,160,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.353% 6.121% 6.038%
Monthly Tax Payment $718 $718 $718
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,678 $6,955 $9,711
Total Monthly Payment $7,521 $7,798 $10,554

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.