Ever imagined owning a home with two kitchens: each with a different breathtaking mountain view? This beautifully and classically constructed, exceptionally clean and well taken care of home is now available! Sited on 3 acres of open land, surrounded by pristine farmland fields with plenty of room to garden, graze, or relax by a stream (one that is well suited to create a pond should you wish!). This home has a rich history - saved from being torn down and thoughtfully raised with a new foundation laid. The original timber frame has hand-hewn beams with the original wood pegs, hardwood floors, high ceilings, and classic brass hardware - and don't forget the charming clawfoot soaking tub. Each bedroom upstairs has a great walk-in closet, the primary having two! Storage is abundant - rare for an 1800's gem. A 3 bedroom home with an entirely separate 1 bedroom + 1 office apartment. With separate electrical panels, private entrances, two fully equipped kitchens, two fully equipped laundry rooms, and two full bathrooms - this could easily act as a full time residence with an in-law apartment, long term rental to supplement income, or an entire investment property used as your weekend/summer escape. Only 20 minutes to Montpelier, shopping and restaurants. Want to see more? Take a look at the 3D walkthrough! Furniture negotiable for a turn-key experience!
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $377 | $377 | $377 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,864 | $2,864 | $3,650 |
Total Monthly Payment | $3,333 | $3,333 | $4,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.