25 NW 45TH LOOP, Ocala, FL, 34475 | $369,900

Create lifelong memories just minutes from Downtown Ocala! Tucked away within the gated community of St. James Park with no immediate rear or side neighbors and elevated positioning on a hill, the home captures uninterrupted green views and a natural sense of privacy that’s hard to find. Constructed in 2019, the 4-bedroom, 2-bath home is surrounded by mature landscaping, providing ample curb-appeal. Inside, thoughtful design meets everyday comfort. The open, split-bedroom floor plan features soaring cathedral ceilings and abundant natural light, creating a spacious, uplifting atmosphere. The living area flows seamlessly into a well-appointed kitchen, complete with quartz countertops, a custom tile backsplash, stainless steel appliances, and both a breakfast bar and a built-in coffee station, perfect for starting the day right. Adjacent formal dining and a dedicated office provide flexibility for work, entertaining, or as a play space. The primary suite is a true retreat, offering generous dimensions, tray ceilings with crown molding, private patio access, and a recently updated en-suite bath with quartz-topped dual vanities, a walk-in shower, and an expansive open-air closet stretching the length of the room. Newly updated luxury plank flooring enhances the main living areas, adding both durability and style. Additional highlights include a screen-enclosed lanai with multiple ceiling fans, mature landscaping that enhances curb appeal, and smart interior flow that balances openness with quiet corners. Whether enjoying quiet mornings on the screened lanai or afternoons in the sunshine on the open-air patio, the outdoor living here invites you to slow down and stay awhile. Located just a short distance from a variety of shopping, dining, entertainment, and medical options, this is a property that offers more than just features– it offers the opportunity to come home. Schedule your private showing and experience the difference for yourself!

Features

  • Amenities: Gated
  • Rooms: 3
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2019
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,155
  • Acreage: 0.28
  • Est. Taxes: $2,799
  • HOA Fee: $93 Monthly
  • Lot Desc: Cleared, Corner Lot, In County, Landscaped, Sidewalk
  • View: Trees/Woods
  • Elem. School: Ward-Highlands Elem. School
  • Middle School: Howard Middle School
  • High School: Vanguard High School
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: OM684578
  • Days on Market: 503 days
  • Website: https://www.raveis.com
    /prop/OM684578/25nw45thloop_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/17/2026 6:09:03 PM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Natuzza Dimasi - Natuzza's TeamSales Associate

203.715.3500

Natuzza.Dimasi@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Dave BeckmanVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 10930

203.641.8287

Dave.Beckman@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Brian KellyInsurance Sales Director, William Raveis Insurance

860.655.6934

Brian.Kelly@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

25 NW 45TH LOOP, Ocala, FL, 34475

$369,900

Natuzza Dimasi - Natuzza's Team

Sales Associate

William Raveis Real Estate

Phone: 203.715.3500

Natuzza.Dimasi@raveis.com

Dave Beckman

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.641.8287

Dave.Beckman@raveis.com

NMLS Mortgage Loan Originator ID 10930

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $295,920 $295,920 $295,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $233 $233 $233
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,680 $1,772 $2,379
Total Monthly Payment $1,988 $2,080 $2,687

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.