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Presented by
The Sandyside Team |
Looking for affordable land for sale in Chipley, FL? This beautiful 1. 578-acre homesite located on a quiet cul-de-sac in the desirable Sunny Hills community offers the perfect opportunity to build your custom Florida dream home.
Backing up to scenic Blue Homestead Lake, this spacious vacant lot provides peaceful water views and added privacy in a well-maintained deed-restricted neighborhood with no HOA fees. Whether you’re searching for buildable land in Chipley, Florida acreage for sale, or a quiet homesite near lakes and golf courses, this property delivers exceptional value and lifestyle potential.
Located in Flood Zone X for added peace of mind, this property is ideal for stick-built homes only, making it a great choice for buyers looking to build a permanent residence, retirement home, or vacation getaway in Northwest Florida.
Residents of Sunny Hills enjoy access to an affordable 18-hole public golf course, multiple freshwater fishing lakes, and abundant outdoor recreation opportunities including boating, kayaking, fishing, and nature exploration. The community is known for its peaceful setting while still offering convenient access to nearby shopping, dining, and Florida’s beautiful Gulf Coast beaches.
Property Highlights:
1. 578-acre vacant homesite
Cul-de-sac location for added privacy
Backs up to Blue Homestead Lake
Deed-restricted community with no HOA
Flood Zone X
Stick-built homes only
Public golf course and recreational lakes nearby
If you’ve been searching for cheap land in Florida to build a home, acreage in Chipley, FL, or vacant lots near golf and lakes, this property is a must-see opportunity.
Build now or invest for the future in one of Northwest Florida’s growing communities.
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Sales Associates
William Raveis Real Estate
Phone: 508.308.7686
TheSandysideTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $39,920 | $39,920 | $39,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $246 | $252 | $332 |
| Total Monthly Payment | $321 | $327 | $407 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.