Discover the perfect blend of comfort and convenience in this beautiful Cape-style home located in the heart of Calais. Enjoy easy access to mountain lakes, ponds, the East Calais General Store, and nearby towns like Barre and Montpelier. The main residence boasts a cozy living room with a hearth and pellet wood stove, a welcoming dining room, a kitchen featuring oak cabinetry, and a convenient half bath all on the main level. On the second floor you’ll find two spacious bedrooms and full bath. Past the laundry area on the main level, you’ll find a large enclosed porch that leads to the deck, ideal for enjoying the outdoors. The lower level includes a versatile game room, a great extra space. Designed for efficient one-level living, the attached apartment features a modern kitchen, a sunny living room with a lovely bay window, a bedroom, full bathroom as well as laundry hookups on the main level. The second floor of the apartment offers an additional bedroom, a 3/4 bathroom, and a charming study or bonus space with a skylight. Situated on a level 3-acre lot, there's ample space for gardening, play, or simple outdoor recreation. Both the main residence and the apartment come with full basements, providing plenty of storage. A two-car garage and a separate shed in the backyard add to this home's functionality. This property is a wonderful opportunity for extended families or those seeking rental income from the apartment. Don't miss out on this versatile and appealing home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$488,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $390,800 | $390,800 | $390,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $686 | $686 | $686 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,567 | $2,567 | $3,271 |
Total Monthly Payment | $3,328 | $3,328 | $4,032 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.