548 ESTUARY SHORE LANE, Apollo Beach, FL, 33572 | $1,374,000

Welcome to 548 Estuary Shore Lane, Apollo Beach
This custom-built 2023 home by Bistro Builders offers 4 bedrooms, 3 bathrooms, and a private boat dock with a lift for direct access to Tampa Bay. Be the first to own this 3, 322 sq. ft. home, located in a gated community with low HOA fees and no CDD—exceptionally built for both comfort and peace of mind.

Outdoor Living
The home features a heated pool and spa, a fully equipped outdoor kitchen with a grill, fridge, and icemaker, and multiple balconies with waterfront views. The owner’s suite has a private balcony overlooking the canal and pool.

Interior Features
Designed for both daily living and entertaining, the kitchen includes imported quartz waterfall countertops, custom-built cabinetry, ample drawer storage, a pot filler, high-end appliances, and an ensuite bar/wine area. The living and dining areas feature a fireplace, triple tray ceilings, and custom LED lighting.

Just off the upstairs loft, the primary suite includes a private balcony, imported tile flooring, custom lighting, tray ceilings, a large walk-in shower, a standalone tub, dual vanities, lighted mirrors, and built-in closet shelving. The bathroom also features a fireplace for added comfort.

Construction & Energy Efficiency
Built above the floodplain, this home is designed for durability and efficiency. Features include solid block construction on all floors, stem wall construction, hurricane-impact windows and doors, and spray foam insulation. The garage has epoxy flooring and ample overhead storage for additional space.

Prime Location
Located near the Tampa Aquarium Turtle Rescue Center and Manatee Viewing Center, the home offers easy access to nature. It also provides direct boating access to Tampa Bay in under five minutes, with no bridges, locks, or lifts to navigate.

A Move-In Ready Waterfront Home
548 Estuary Shore Lane offers modern high-end features, energy-efficient construction, and direct waterfront access. Schedule a tour today to see everything this home provides

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 42 x 35
  • Laundry: Laundry Room
  • Style: Contemporary, Custom
  • Year Built: 2024
  • Garage: 2-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Ground Level, Under Building
  • Heating: Central, Natural Gas
  • Cooling: Central Air
  • Approx Sq. Feet: 3,322
  • Acreage: 0.13
  • Lot Size: 42 x 35
  • Est. Taxes: $14,732
  • HOA Fee: $1,000 Annually
  • Lot Desc: FloodZone, Landscaped
  • View: Pool, Water
  • Pool: Gunite, Heated, In Ground, Lighting
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Tankless Water Heater
  • MLS#: T3513028
  • Days on Market: 615 days
  • Website: https://www.raveis.com
    /eprop/T3513028/548estuaryshorelane_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/8/2025 4:15:23 AM)

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Sabrina Carr GroupLuxury Properties Specialist

781.775.2895

Sabrina.Carr@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
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To learn more about our credentials, visit raveis.com today.

Joanne O'KeefeVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 38342

978.314.1072

Joanne.OKeefe@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

548 ESTUARY SHORE LANE, Apollo Beach, FL, 33572

$1,374,000

Sabrina Carr Group

Luxury Properties Specialist

William Raveis Real Estate

Phone: 781.775.2895

Sabrina.Carr@raveis.com

Joanne O'Keefe

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 978.314.1072

Joanne.OKeefe@raveis.com

NMLS Mortgage Loan Originator ID 38342

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,099,200 $1,099,200 $1,099,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.440% 6.110% 5.952%
Monthly Tax Payment $1,228 $1,228 $1,228
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,328 $6,590 $9,128
Total Monthly Payment $7,681 $7,943 $10,481

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.