34868 PROSPECT ROAD, Dade City, FL, 33525 | $799,000

One-of-a-kind Old Florida Hilltop Estate with a sweeping million-dollar view, never before offered to the public. Set on a picturesque 2. 26-acre hilltop with panoramic lake vistas in every direction, this Southern gem pairs timeless craftsmanship with an irreplaceable setting. Bricks sourced from the historic Bank of Tampa add a touch of legacy and elegance to the exterior, hinting at the character found throughout the home. Inside, the view takes center stage with dual lake panoramas framed by large casement windows and warmed by architectural details, brick accents, and thoughtfully selected materials. The main residence provides 4 bedrooms and 3. 5 baths, while a private-entry in-law suite adds a fifth bedroom, a full bathroom, and its own living room, ideal for multi-generational living or long-term guests. Most of the home showcases original Heart Pine flooring, crown molding, and classic tongue-and-groove paneling. Multiple living spaces offer room to gather, including the inviting living room with a wood-burning fireplace and the expansive 58x12 Sun Parlor with brick flooring, wood beam accents, and a wall of windows that fills the space with natural light. A formal dining room, guest half bath, and private kitchen make this layout well-suited for hosting. The morning sun pours into the primary suite through bay windows, complementing its beautifully remodeled ensuite bath with dual sinks, quartz countertop, walk-in closet with custom organizers, skylight, and walk-in shower. Bedroom 2 is generously sized and connects to a Jack-and-Jill style full bathroom shared with the hallway. Bedroom 3 offers comfortable space and sits near the 4th bedroom, which features two closets and an ensuite bath. Step through the brick-accented courtyard to the private in-law quarters, complete with a spacious bedroom, full bath, and a 14x13 living room. Opportunities like this rarely come to market. This Old Florida hilltop estate combines a commanding setting, timeless materials, and multi-generational flexibility, a truly unique chance to own a historic home with breathtaking views and enduring charm.

Features

  • Rooms: 8
  • Bedrooms: 5
  • Baths: 4 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Ranch
  • Year Built: 1950
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 4,148
  • Acreage: 2.26
  • Est. Taxes: $3,808
  • Lot Desc: In County, Landscaped, Oversized Lot, Zoned for Horses
  • View: Water
  • Elem. School: Pasco Elementary School-PO
  • Middle School: Centennial Middle-PO
  • High School: Pasco High-PO
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Microwave, Refrigerator
  • MLS#: T3542346
  • Days on Market: 437 days
  • Website: https://www.raveis.com
    /eprop/T3542346/34868prospectroad_dadecity_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/7/2026 12:28:59 AM)
Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC   Phone: 352-458-0291

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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34868 PROSPECT ROAD, Dade City, FL, 33525

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.292% 5.609%
Monthly Tax Payment $317 $317 $317
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,629 $3,884 $5,180
Total Monthly Payment $4,038 $4,293 $5,589

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.