Deeded rights to a boat slip in the Oyster River Hills Association's private neighborhood marina are just steps away. Custom builder Sears Point Residential has begun constructing a stunning new 4 bedroom, 6 bath, 4, 908 sf classic Cape. Move in for the summer of 2025. The axis of the home is defined by a chef's kitchen with a Thermador six burner range, Thermador refrigerator, and additional beverage storage, a large center island with Quartz countertops, an open floor-plan dining and living space with hardwood floors, 9' plus ceilings and custom woodwork throughout. Each bedroom is en-suite with primary bedrooms with soaking tubs on both floors. A den/office, a mudroom, and an oversized one-car garage round things out. There is an additional 1, 587 sq ft of basement with high ceilings and deep window wells ready for customization. The irrigated yard is poised for generous outdoor living space and potentially a pool, ideal for entertaining family and friends. The house is fueled by natural gas and on town sewer. Enjoy the close proximity to your own saltwater boat slip, which flows into the Oyster River, Stage Harbor, and Nantucket Sound. Hardings Beach is a short bike ride away.
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Our Executive Mortgage Banker:
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$4,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $3,596,000 | $3,596,000 | $3,596,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.850% | 6.360% | 5.930% |
Monthly Tax Payment | $283 | $283 | $283 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $20,137 | $22,141 | $29,862 |
Total Monthly Payment | $20,545 | $22,549 | $30,270 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.