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WATERFRONT HOME IN WINDMILL VILLAGE – PUNTA GORDA
Welcome to this beautifully maintained waterfront home in the friendly, gated 55+ community of Windmill Village in Punta Gorda. This resident-owned waterfront community offers two private saltwater marinas with direct sailboat access to the Gulf.
This 2005 Cavalier home offers 1, 296 sq. ft. of comfortable living with 2 bedrooms and 2 bathrooms. The bright, open floor plan features a large sunny kitchen with a center island and abundant storage, a separate dining area, and a spacious living room that opens to a generous 10’ x 15. 5’ screened porch overlooking the canal — perfect for relaxing and enjoying the water views.
Recent updates include:
New air conditioner installed in 2021 (with 10-year warranty remaining)
AMS roof installed in 2010
Brand new 50-gallon hot water heater (February 2024)
Both bedrooms are generously sized with ample closet space, and the master bathroom includes a double-sink vanity. The extra-wide driveway (11’ wide x 36’ long x 11. 5’ high) provides excellent covered storage for your boat and trailer.
Community Highlights:
Windmill Village offers an active lifestyle with two private marinas (free, first-come, first-served), a boat ramp, trailer storage, heated pool with new pavilion, indoor pickleball, billiards, shuffleboard, bocce ball, horseshoes, and a large community center. Numerous clubs cater to a wide variety of hobbies and interests.
Punta Gorda has been recognized as the #1 Best Small Place to Live by both Money Magazine and Forbes.
Note: The purchase price does not include the $20, 285 Buy-In Share and Bond, which is fully refundable upon sale.
This turn-key waterfront home is ready for you to move in and start enjoying paradise. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $192,000 | $192,000 | $192,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.640% | 5.972% |
| Monthly Tax Payment | $344 | $344 | $344 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,167 | $1,212 | $1,594 |
| Total Monthly Payment | $1,586 | $1,631 | $2,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.