6540 SIMONE SHORES CIRCLE, Apollo Beach, FL, 33572 | $1,049,000

6540 Simone Shores Circle | The Marlin Floorplan
3 Beds | 3 Baths | Saltwater Pool, Spa & Dock with 10K Lift | 2-Car Garage | Direct Bay Access | 12 ft Elevation

Waterfront living with direct access to Tampa Bay—this brand-new Apollo Beach pool home features a private dock with 10, 000 lb lift, a heated saltwater pool and spa, and no build time required. Located in the small custom-home community of Hemingway Estates, this single-story, solar-powered home offers smart technology, high-end finishes, and strong, energy-efficient construction.

Inside, the home welcomes you with smooth-finish walls, soaring ceilings, and a wide-open layout. The Great Room includes a mounted TV and electric fireplace, and the triple sliding glass doors lead straight out to the pool and canal. The kitchen includes quartz countertops, an island with waterfall edges, a built-in oven, gas cooktop with pot filler, wine fridge, and custom cabinetry with European pull-down and organizational shelving. The dining area brings in natural light and waterfront views.

A private home office with barn doors and a full bath gives you the option for a guest suite, work-from-home space, or flex room. The home follows a true split-bedroom layout. Both secondary bedrooms include tray ceilings and custom closets. The primary suite is located at the rear of the home with views of the pool and water. The en suite bath includes dual vanities, a jetted soaking tub, and a floor-to-ceiling tiled walk-in shower with multiple showerheads and customizable pressure and lighting settings.

This home was built for strength and energy savings, featuring full block construction, a stem wall foundation, solar tile roof with battery backup, hurricane-rated windows and doors, fire-resistant interior doors, Icynene spray foam insulation, and a hardwired security system with fingerprint and faceprint entry. Smart home features allow you to control the pool, lighting, thermostat, security, and garage right from your phone or mounted iPads. Custom lighting accents, built-in surround sound inside and out, automatic heated bidet toilets, and seamless hardware finish out the upgrades.

Outdoors, the saltwater pool and spa are ready for year-round enjoyment. The private dock and lift sit behind a brand-new seawall. The two-car garage features multi-layer epoxy flooring and insulated hurricane-rated garage doors. Exterior soffit lighting is customizable—no need to hang holiday lights.

Lawn care, landscaping, irrigation maintenance, and annual stormwater drain cleaning are included in the small monthly HOA. Located near schools, shopping, and major highways, 6540 Simone Shores offers modern living in a waterfront community.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 60 x 128
  • Laundry: Gas Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Contemporary, Custom
  • Year Built: 2025
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,115
  • Acreage: 0.12
  • Lot Size: 60 x 128
  • Est. Taxes: $2,494
  • HOA Fee: $200 Monthly
  • Lot Desc: FloodZone, Landscaped, Sidewalk
  • View: Park/Greenbelt, Pool, Water
  • Elem. School: Apollo Beach-HB
  • Middle School: Eisenhower-HB
  • High School: Lennard-HB
  • Pool: Heated, In Ground, Salt Water
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Wine Refrigerator
  • MLS#: T3530236
  • Days on Market: 566 days
  • Website: https://www.raveis.com
    /eprop/T3530236/6540simoneshorescircle_apollobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/27/2025 12:33:25 PM)

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NMLS Mortgage Loan Originator ID 2104486

860.625.5780

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6540 SIMONE SHORES CIRCLE, Apollo Beach, FL, 33572

$1,049,000

Tia McCloskey

Sales Associate

William Raveis Real Estate

Phone: 860.237.1185

Tia.McCloskey@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $839,200 $839,200 $839,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.353% 6.121% 6.038%
Monthly Tax Payment $208 $208 $208
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $4,831 $5,031 $7,025
Total Monthly Payment $5,164 $5,364 $7,358

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.