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Presented by
Koco Pela |
5650 A1A S, #C218, Saint Augustine, FL, 32080 | $486,000
Turn-key, fully furnished ocean-view condo in the desirable Island House community in St. Augustine Beach. This spacious 2-bedroom, 2. 5-bath residence offers approximately 1, 350 sq ft and the rare luxury of three private balconies to soak in salty breezes and serene coastal views.
Inside, the open living and dining layout is designed for easy beach living and entertaining, with recent updates that include a newer stove, dryer, ceiling fans, light fixtures, garbage disposal, and GFCI outlets in the bathrooms. The kitchen is fully equipped with updated appliances, including a newer refrigerator, and the HVAC system (2019) is serviced under an ongoing agreement for comfort and peace of mind. Two new Hurricane-Rated Sliding Glass doors were installed on the upper balconies.
Island House is an oceanfront community offering direct beach access, a resort-style pool, clubhouse, and lifestyle amenities that make this an ideal primary residence, second home, or income-producing investment. Weekly rentals are allowed, adding strong appeal for buyers searching for a St. Augustine vacation rental, beach condo, or Florida investment property.
Bonus value opportunity: the complex is currently in an active renovation period with significant exterior improvements underway. For buyers looking to purchase ahead of completion, this is a strategic window to buy before the community’s updates are fully finished, with the potential for immediate equity as renovations progress.
Close to the St. Augustine Amphitheatre, dining, shopping, and Historic Downtown St. Augustine, this is coastal living with convenience, flexibility, and long-term upside.
Features
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 3
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: Inside, Laundry Room
- Complex: ISLAND HOUSE
- Year Built: 1975
- Approx Sq. Feet: 1,350
- Est. Taxes: $4,462
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: FC300507
- Days on Market: 722 days
- Website: https://www.raveis.com
/prop/FC300507/5650a1as_saintaugustine_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Koco PelaSales Associate
203.228.3440
Koco.Pela@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 12578
203.520.1925
Laurie.Berger@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Rosemarie DePasqualeInsurance Sales Director, William Raveis Insurance
203.561.0013
Rosemarie.DePasquale@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
5650 A1A S, #C218, Saint Augustine, FL, 32080
$486,000
Koco Pela
Sales Associate
William Raveis Real Estate
Phone: 203.228.3440
Koco.Pela@raveis.com
Laurie Berger
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.520.1925
Laurie.Berger@raveis.com
NMLS Mortgage Loan Originator ID 12578
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $388,800 | $388,800 | $388,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $372 | $372 | $372 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,394 | $2,457 | $3,229 |
| Total Monthly Payment | $2,841 | $2,904 | $3,676 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388