23 HOLLAND DRIVE, Punta Gorda, FL, 33950 | $259,000

Welcome to this stunning waterfront 2005 Jacobsen manufactured home in the desirable resident-owned 55+ community of Windmill Village in Punta Gorda.
Boasting 1, 296 square feet of living space, this beautiful 3-bedroom, 2-bathroom home features an open-concept design with a split floor plan. Situated at the end of a cul-de-sac on an oversized lot, the home offers exceptional privacy and space.
Recent updates include a new roof, lanai screen, vinyl siding on the carport side, and new skirting installed in 2023, along with a new air conditioner in 2022 and a new hot water heater in 2021. Inside, the kitchen is a standout with brand-new appliances and solid wood cabinets. The main living area showcases durable luxury vinyl plank flooring, and most windows are fitted with elegant plantation shutters.
Step outside to enjoy waterfront living at its best: a 10x10 dock, riprap seawall, large carport, and a spacious front deck built just three years ago with a pressure-treated frame, composite decking, and vinyl railing. The property also features mature fruit trees — mango, lemon, and lime — adding charm and fresh produce right outside your door.
The low HOA fee covers water, sewer, trash removal, grass maintenance, common area upkeep, and road maintenance, providing a true hassle-free lifestyle.
Windmill Village is an active adult paradise with two private marinas offering direct access to Charlotte Harbor and the Gulf, a boat ramp, trailer storage yard, horseshoe pits, shuffleboard, bocce ball, billiards, indoor pickleball, a large community center with numerous hobby clubs, and a welcoming pavilion beside the heated pool for gatherings and events.
Located in historic Punta Gorda — voted “#1 Best Small Place to Live” by Money Magazine and Forbes — this community delivers the perfect blend of waterfront living and resort-style amenities.
Note: The purchase price does not include the $20, 285 Buy-In Share and Bond, which is fully refundable upon sale.
This meticulously maintained and thoughtfully upgraded waterfront home is ready for you to move in and start enjoying paradise. Don’t miss this rare opportunity — schedule your private showing today and make Windmill Village your new home!

Features

  • Amenities: Clubhouse, Fence Restrictions, Gated, Maintenance, Pickleball Court(s), Pool, Shuffleboard Court
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 2005
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,296
  • Acreage: 0.17
  • Est. Taxes: $3,801
  • HOA Fee: $260 Monthly
  • Adult Communities: Yes
  • Water Front: Yes
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7492820
  • Days on Market: 765 days
  • Website: https://www.raveis.com
    /prop/C7492820/23hollanddrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/7/2026 1:05:40 AM)
Listing courtesy of SELLSTATE VISION REALTY   Phone: 941-336-5400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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23 HOLLAND DRIVE, Punta Gorda, FL, 33950

$259,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,200 $207,200 $207,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.490% 5.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.615% 5.866%
Monthly Tax Payment $317 $317 $317
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,241 $1,308 $1,707
Total Monthly Payment $1,633 $1,700 $2,099

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.