East Rock 4 family property - perfect for an owner occupied buyer or investor! The first unit is ~1900 SQ FT spread over two floors with 3-4 bedrooms & 2 baths. Great open layout with living room / dining room with hardwood floors, high ceilings, recessed lighting and fireplace. Huge fully appliance eat-in kitchen w/ good cabinet & counter space. There is a bonus room for an office, den or 4th BR and a full bath w/ shower. The lower level of this unit has 3 spacious bedrooms w/ ample closet space, nicely remodeled tile bath, storage room and laundry. The 2nd floor has two apartments - one charming studio apt with hardwood floors, a nice galley kitchen, and large tile bath w/ shower. The other unit is a spacious light-filled 3 room, 1 bedroom apt with high ceilings, HW floors and remodeled kitchen with new appliances, white cabinets and granite counters. Partially updated tile bathroom with new vanity and claw foot tub. The 3rd fl is another 1 bedroom apt with eat in kitchen, large living room w/ new vinyl floors, spacious bedroom and updated bath. The building is sited on a fantastic corner lot with a driveway with tandem parking for two cars and in the sought after Worthington Hooker School district. Amazing location steps to gourmet markets, East Rock Park and walking distance to Downtown NH & Yale!
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.229% | 6.486% | 6.307% |
Monthly Tax Payment | $1,252 | $1,252 | $1,252 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,582 | $4,966 | $6,771 |
Total Monthly Payment | $5,926 | $6,310 | $8,115 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.