104 Commonwealth Avenue, Merrick, NY, 11566 | $589,000

Welcome to your charming Dutch Colonial retreat, nestled just seconds away from village shopping and the LIRR train, offering you the epitome of convenience and comfort. This sweet home has many original details, preserving its timeless appeal while inviting you to infuse it with your own personal touches. As you step inside, you're greeted by the warmth of this home's character, with a cozy ambiance that welcomes you at every turn. The main floor features a delightful surprise: a spacious primary bedroom, offering convenience and accessibility without sacrificing privacy. The living spaces exude a sense of coziness and charm. Picture yourself unwinding in the inviting living room, which connects to the adjacent dining area providing the perfect setting for intimate gatherings or festive meals with loved ones. Upstairs, you'll find additional bedrooms, each offering comfort and privacy for family members or guests. Outside, a detached one-car garage, offering convenience and storage space for your vehicle and outdoor essentials. Meanwhile, the full basement provides ample room for storage, ensuring that you have plenty of space to organize and declutter your belongings. Perfectly situated for commuters, this home offers an easy commute to parkways and the south shore Fire Island beaches, allowing you to embrace the best of both worlds: suburban serenity and coastal adventures. Don't miss your chance to make this charming Dutch Colonial your own. With its prime location, original details, and endless potential, it's ready to welcome you home. Schedule your showing today and start envisioning the possibilities!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Colonial
  • Year Built: 1925
  • Garage: 1-car Private, Detached, 1 Car Detached
  • Heating: Natural Gas, Baseboard
  • Cooling: None
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 1,013
  • Acreage: 0.11
  • Est. Taxes: $13,007
  • Lot Desc: Level, Near Public Transit
  • Middle School: Merrick Avenue Middle School
  • High School: Sanford H Calhoun High School
  • School District: Merrick
  • Appliances: Oven, Refrigerator
  • MLS#: 3547755
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /prop/3547755/104commonwealthavenue_merrick_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Esin SusolSales Associate

857.350.0921

Esin.Susol@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Kate RockettVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1500191

617.281.4872

Kate.Rockett@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Nicole DelaneyInsurance Sales Director, William Raveis Insurance

781.724.3515

Nicole.Delaney@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

104 Commonwealth Avenue, Merrick, NY, 11566

$589,000

Esin Susol

Sales Associate

William Raveis Real Estate

Phone: 857.350.0921

Esin.Susol@raveis.com

Kate Rockett

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 617.281.4872

Kate.Rockett@raveis.com

NMLS Mortgage Loan Originator ID 1500191

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $471,200 $471,200 $471,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.171% 6.538%
Monthly Tax Payment $1,084 $1,084 $1,084
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,175 $3,132 $4,040
Total Monthly Payment $4,351 $4,308 $5,216

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.