Presented byEsin Susol |
Welcome to your charming Dutch Colonial retreat, nestled just seconds away from village shopping and the LIRR train, offering you the epitome of convenience and comfort. This sweet home has many original details, preserving its timeless appeal while inviting you to infuse it with your own personal touches. As you step inside, you're greeted by the warmth of this home's character, with a cozy ambiance that welcomes you at every turn. The main floor features a delightful surprise: a spacious primary bedroom, offering convenience and accessibility without sacrificing privacy. The living spaces exude a sense of coziness and charm. Picture yourself unwinding in the inviting living room, which connects to the adjacent dining area providing the perfect setting for intimate gatherings or festive meals with loved ones. Upstairs, you'll find additional bedrooms, each offering comfort and privacy for family members or guests. Outside, a detached one-car garage, offering convenience and storage space for your vehicle and outdoor essentials. Meanwhile, the full basement provides ample room for storage, ensuring that you have plenty of space to organize and declutter your belongings. Perfectly situated for commuters, this home offers an easy commute to parkways and the south shore Fire Island beaches, allowing you to embrace the best of both worlds: suburban serenity and coastal adventures. Don't miss your chance to make this charming Dutch Colonial your own. With its prime location, original details, and endless potential, it's ready to welcome you home. Schedule your showing today and start envisioning the possibilities!
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Our Executive Mortgage Banker:
Our Insurance Division:
$589,000
Sales Associate
William Raveis Real Estate
Phone: 857.350.0921
Esin.Susol@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $471,200 | $471,200 | $471,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $1,084 | $1,084 | $1,084 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,175 | $3,132 | $4,040 |
Total Monthly Payment | $4,351 | $4,308 | $5,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.