A gem of a home. This eye-catching colonial is on an oversized 6, 600 square-foot lot on a quiet tree-lined street. This corner property has a unique look after decades of renovations and improvements. **Great location on a quiet street near transportation and popular stores like Chase Bank, Starbucks, Queens Public Library, supermarket, Dollar Tree, CVS, Staples, and many restaurants. Steps away from public transportation bus (Q36) and LIRR train directly to midtown Manhattan. **District 26 is an exceptional school district. The public elementary school is blocks away, and a private school is even closer. **The gigantic yard features a stone wall, multiple flower beds, a pond, a fire pit, an Arizona room, and brick facades. **The beautiful driveway was recently re-laid and can fit multiple cars. **The garage is finished with an air conditioner and heated floors, suitable for exercise, lounging, or remote work. It also has track lighting and multiple outlets. **The spacious basement is partially finished, waiting for you to design the den or playroom of your dreams. The basement includes a full bath, washer, dryer, water heater, and boiler. This house uses gas, not oil. **The comfortable first floor features a recently renovated eat-in kitchen with generous counter space, stove, dishwasher, refrigerator, pantry, and half bath. Adjacent is the Scandinavian decor dining room, designed suitable for a table that fits 8-10 people. The Northern European theme continues into the living room and a separate sitting room, which may be used as an office. **On the second floor, you'll find a full bath and two comfortable bedrooms, one just renovated last year. **The spacious attic is fully-finished, which can be used as a bedroom, den, or playroom. There are also five storage cubbies. **Recent updates to the property (years are approximate): **New washer 2016 **New dryer 2016 **Partially finished basement 2016 **Finished garage 2017 **Finished attic 2017 **Updated electric 2020 **New boiler 2020 **New radiator covers 2020 **Reinforced foundation 2021 **Replaced driveway 2021 **Updated electric again 2021 **Coated perimeter stucco 2022 **Updated 2nd-floor bedroom 2022 **Replaced line to city water with copper 2022 **Updated kitchen and 1st floor bathroom 2023 **New basement bathroom toilet **New front sidewalk replaced by city **Replaced numerous 1st floor windows 2024. Sold in As Is Condition.
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $784,000 | $784,000 | $784,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.229% | 6.486% | 6.307% |
Monthly Tax Payment | $670 | $670 | $670 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,513 | $4,891 | $6,669 |
Total Monthly Payment | $5,275 | $5,653 | $7,431 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.