670 Sandy Neck LANE, #103, Altamonte Springs, FL, 32714 | $199,000

This Home can be purchased with NO MONEY DOWN! Welcome to Vineyard Sound and a unique opportunity to own this UPDATED FIRST FLOOR UNIT complete with a laundry room, screened lanai and extra storage! This home has undergone a COMPLETE RENOVATION so the new owner will enjoy the UPDATED KITCHEN and BATHROOMS, LUXURY VINYL PLANK and TILE FLOORING throughout, FRESH PAINT and UPDATED CAN LIGHTING making the bright OPEN CONCEPT feel like new. A cozy fireplace is perfectly situated between the living and dining areas adding an ambiance when you gather with family or entertain friends. French doors access the SCREENED LANAI adding charm and letting the natural light pour in! The kitchen renovation in 2024 brought modern SHAKER STYLE CABINETRY with soft close features, QUARTZ COUNTERS that you will also find in the guest bath and a stylish backsplash complementing it all. The upgraded lighting continues in the spacious PRIMARY SUITE where your private bath has also been updated and includes a WALK-IN CLOSET. Bedroom two also has a generous closet with two sets of doors and en-suite access to the full guest bath, also featuring a new vanity, countertops and coordinating fixtures. Your water heater was just replaced in 2023 and there is an assigned COVERED PARKING space. Just off 434 in Altamonte Springs for easy access to local shopping, restaurants, Cranes Roost Park, Wekiwa Springs and so much more. Low maintenance living never looked so good! Easy to show - call today to schedule your tour!

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 9
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Laundry Room
  • Complex: VINEYARD SOUND CONDO
  • Year Built: 1986
  • Approx Sq. Feet: 1,170
  • Acreage: 0.01
  • Est. Taxes: $1,248
  • Condo Fee: $14 Monthly
  • Lot Desc: Sidewalk
  • Elem. School: Forest City Elementary
  • Middle School: Teague Middle
  • High School: Lake Brantley High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Refrigerator
  • MLS#: O6201995
  • Days on Market: 33 days
  • Website: https://www.raveis.com
    /prop/O6201995/670sandynecklane_altamontesprings_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/16/2024 12:17:08 PM)
Listing courtesy of WEMERT GROUP REALTY LLC   Phone: 407-743-8356

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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670 Sandy Neck LANE, #103, Altamonte Springs, FL, 32714

$199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $159,200 $159,200 $159,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.055% 6.120%
Monthly Tax Payment $104 $104 $104
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,033 $1,046 $1,333
Total Monthly Payment $1,212 $1,225 $1,512

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.