Welcome to this delightful 4-bedroom, 2-bathroom expanded Cape Cod style home in the heart of Oakdale, New York. This meticulously maintained residence offers a perfect blend of classic charm and modern convenience, making it an ideal haven for families seeking comfort and style. As you step through the front door, you're greeted by the warm ambiance of this charming Cape Cod home. The spacious living room is bathed in natural light, creating an inviting atmosphere for gatherings with family and friends. The adjoining kitchen, equipped with modern appliances and ample counter space, is a chef's delight, making meal preparation a breeze. The first floor features two well-appointed bedrooms, each offering ample closet space and natural light. A full bathroom on the main level provides convenience and accessibility. Venture upstairs to discover two additional cozy bedrooms, offering a retreat-like atmosphere. These rooms are versatile and can easily be transformed into a home office, playroom, or guest suite according to your needs. A second full bathroom on the upper level ensures comfort for all occupants. Outside, the property boasts a lovely backyard, perfect for outdoor activities, gardening, or simply enjoying the fresh air. The serene neighborhood of Oakdale adds to the appeal, offering a peaceful and family-friendly environment. Conveniently located near local schools, parks, shopping, waterfront dining options and local beach club, this home provides easy access to everything Oakdale has to offer. Commuters will appreciate the proximity to major highways and public transportation, making travel a breeze. Don't miss this opportunity to own a charming 4-bedroom, 2-bathroom expanded Cape Cod home in the desirable community of Oakdale. Schedule a viewing today and envision the wonderful life that awaits you in this lovely residence.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$679,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,992 | $543,992 | $543,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $1,021 | $1,021 | $1,021 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,665 | $3,616 | $4,664 |
Total Monthly Payment | $4,778 | $4,729 | $5,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.