RARE OPPORTUNITY! Spacious 4 BR/3 Bath split level home featuring a unique floor plan with a legal in-law apartment (dual access from inside or separate entrance) and offering the desirable space for multi-generations to live under one roof with an oversized detached 2 car garage and ample driveway with space to fit 6-8 cars. This fabulous home has great curb appeal with its charming front porch and is privately set on a quiet cul-de-sac, nestled on 1. 5 level acres of beautiful landscape with mature trees and wooded views. The main level of this home offers a great flow for entertaining with a large entry hall with closet, formal living room, formal dining room, huge eat-in-kitchen, laundry area with a large washer and commercial grade dryer and plenty of cabinetry and counterspace and is open to the large great room with a slider out to the deck, patio and yard. The multi-level outdoor areas are perfect for all your summer time BBQ's, fire pit gatherings and parties. (The large yard can easily accommodate a pool and spa. ) Up a few steps, you will find 2 bedrooms, large hall closet, a full bath and the large primary BR with a full bath en-suite. The lower level apartment has one bedroom, a full bath, living room and a huge eat-in-kitchen w/ side entrance. Additionally, there is full walkout basement (1, 008 sq ft), high ceilings and a door out to the yard-ready to finish to your own desire. Wow, that's near 4, 000 square feet of living space! And the huge detached garage could always be finished to make a fun he and/or she shed (or maybe one side for each?) Conveniently located close to all shopping, restaurants, schools, highways, public transportation and all the Hudson Valley has to offer and Mahopac Schools make this home a must see-the possibilities are endless!!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,920 | $519,920 | $519,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $1,378 | $1,378 | $1,378 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,372 | $3,416 | $4,352 |
Total Monthly Payment | $4,842 | $4,886 | $5,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.