Located in the heart of Concord, fall in love with this charming brick-faced Cape-style home offering 4 bedrooms and 1. 5 baths, perfect for first-time home buyers or those wanting to downsize. Choose to have your primary bedroom on the first or second floor and enjoy a bonus room as a den or home office. The sun-filled living room greets you when you enter the home. The kitchen is bright and updated with access from the driveway. A seasonal porch offers additional living space and leads to a new patio area ideal for outdoor entertaining. The partially finished basement offers the opportunity for two additional rooms with an electric stove to take the chill out. This can be piped for a gas stove. The basement provides a separate laundry area and a large storage room. This home is tucked back in a quiet neighborhood making it an ideal location for walking and kids to play. With a wooded lot and close proximity to parks and recreational areas, this home offers the perfect blend of tranquility and urban convenience. Easy access to shopping and amenities and minutes to all that downtown Concord offers. Delayed showings begin on May 17.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $617 | $617 | $617 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,076 | $2,102 | $2,679 |
Total Monthly Payment | $2,768 | $2,794 | $3,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.