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Welcome to this gorgeous 4 bed 2. 5 colonial home. Located in the desirable town of Gilmanton and sits on 1. 45 acres of private land with deeded access to Shellcamp Pond where you can fish, kayak, boat, or simply enjoy the tranquil beauty of the water. Conveniently located with easy commute to Concord or the Lakes Region. The 1st floor features a spacious living room with a cozy pellet stove, perfect for gathering or unwinding after a long day. Adjacent, a relaxing family room with a wood stove that provides both charm and practicality during cooler months. Formal dining room with plenty of natural light. Eat-in kitchen, complete with a breakfast area and two pantries for convenient storage. A half bath and 1st-floor laundry offer added convenience, and an adjoining 14x16 deck overlooking your fenced-in backyard. The 2nd level offers an oversized primary bedroom featuring a full bath and a spacious walk-in closet. 2 additional spacious bedrooms offer ample space for family or guests, while a 4th bedroom presents an ideal setting for a home office. A full bath completes this level, ensuring comfort and convenience. The expansive walkout basement provides ample storage space along with a workshop area for DIY projects and hobbies. Complete with a pellet stove, this space offers endless possibilities for customization and utilization. Home comes with a 3-car carport. Don't miss the opportunity to make this your forever home! Showings begin 5/11 at the open house 10: 00 AM-12: 00 PM
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,920 | $419,920 | $419,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $506 | $506 | $506 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,724 | $2,759 | $3,515 |
Total Monthly Payment | $3,322 | $3,357 | $4,113 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.