Welcome Home. This practically perfect 4-bedroom 3 full bathroom home sits proudly in the extremely desirable Oakland trails community. Pulling up to the home your eyes will be fixed on the immaculate exterior. The stonework, covered patio, contemporary style, and new landscaping make this the perfect house to come home to. Walking in the front door you will notice the stunning tile and freshly painted walls. To your immediate left is your downstairs guest room complete with full bathroom. Continuing your tour you come to the extremely open kitchen and dining room. The kitchen features white birch cabinets (soft close), premium Kitchen aid appliances, large stack stone tile backsplash, and a separate wine or coffee bar. Beyond the kitchen is your family room. There is plenty of room to entertain and with its proximity to the kitchen this is ideal for people looking for an open concept. Tucked away is the formal living room or office nook. Proceeding through the back door you come to your oversized recently fenced back patio. The brick pavers extend in all directions creating the perfect space for your personal vision of outdoor living. Proceeding inside and up the stairs you come to your spacious loft. The soft tones of the wood-look vinyl plank floors bring a warmth to the upstairs. Off this space are your guest bedrooms. All bedrooms have brand new carpets and carpet pads. The primary suit is located at the end of the hall. This suite has plenty of room for a king bedroom set and more. The primary bathroom is incredible open and features dual vanity, Granite countertop, Stunning vinyl plank floors, standing shower, separate water closet, and an extremely large primary walk-in closet. As you conclude your tour, we hope you appreciate the true pride of ownership that has gone into this stunning home. The replaced carpets and painted walls were done to welcome its new owners in the same condition they welcomed this home in. Other updates include: New lighting installed throughout, In ceiling speakers in main family room, New carpets throughout, new vinyl plank floors, ring alarm system, new pavers, attic space and ladder installed, replacement toilets in all bathrooms, and New fence.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $488 | $488 | $488 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,724 | $2,759 | $3,516 |
Total Monthly Payment | $3,304 | $3,339 | $4,096 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.