Spacious and serene, this highly desirable Villages of Royal Palm property is awaiting a new owner. This lakefront, concrete-block built home provides both a cozy front porch and an oversized rear lanai where you will enjoy stunning water scenes and colorful Florida foliage. Cathedral ceilings, sun tunnels and an open floor plan with a grand great room allow Florida sunshine to brighten all corners of this beautiful home. Upgraded laminate and tile flooring runs throughout the property while the kitchen will delight the chef of the family with ample cabinetry, stainless steel appliances, and a handsome tile backsplash. The master suite is comfy and spacious with wonderful water views, and there is a dual sink vanity and walk-in shower in the master bath. Residents of the Villages of Royal Palm enjoy a leisurely and laid-back lifestyle bolstered by community amenities that includes a 12, 000 sq. ft. clubhouse, a state-of-the-art fitness center, billiards, two swimming pools (one heated), tennis courts and more. Enjoy home ownership without the hassle; monthly fees cover exterior maintenance, clubhouse, pool, mowing, landscaping, pressure cleaning, paint, sprinklers, security and even basic cable TV. Don't miss out on this beautiful opportunity in Port Orange!
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Our Executive Mortgage Banker:
Our Insurance Division:
$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $275 | $275 | $275 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,382 | $2,412 | $3,074 |
Total Monthly Payment | $2,732 | $2,762 | $3,424 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.