One or more photo(s) has been virtually staged. THIS IS THE ONE IF YOU’RE LOOKING FOR AFFORDABLE LOW MAINTENANCE LIVING! First floor 3-bedroom condo for under $200K in Altamonte Springs! WOW! **NEW Electrical panel 5/2024, remodeled kitchen 2019, NEW water heater 2019, NEW HVAC 2015, NEW double-pane windows 2011** Being on the ground floor, this unit is accessible and allows you to pull up and go straight to your front door without climbing any pesky stairs! Covered front entry welcomes you in to the light & bright great room boasting crown molding! Generous great room rivals living space in most starter homes and opens to dining area with modern light! Updated kitchen offers storage galore with modern cabinets donning sleek hardware (including a lazy Susan corner cabinet!), granite counter, cool tiled backsplash, coffee/beverage bar with mini fridge and display shelving, complete appliance package, fun fan/light combo, closet pantry & French door to porch! Tucked back down the hallway for privacy (even has a door to close hall off from living space!) are all of the bedrooms! 2 secondary bedrooms share neutral accessible bath offering tile floor, wood vanity, linen closet, Glacier Bay dual flush toilet & walk-in jetted tub with shower combo & dual shower heads! Sizable primary suite has Hampton Bay ceiling fan, spacious walk-in closet plus linen closet and ensuite private bath with NEW tub/shower combo 7/2023, wood vanity with drawers, medicine cabinet and Glacier Bay dual flush toilet! Enjoy your morning coffee or evening beverage on your covered porch out back or let your furry friend out on the grassy areas complete with pet waste stations! Inside utility room not only accommodates a standard washer & dryer but also has room for storage! Power outage but you need to charge your phone or laptop? Condo comes with 2 solar panels and plug in generator pack for small device back-up power source! Serravella offers resort style amenities with community pool, tennis court, basketball court, racquetball court & gym! Incredible location with easy access to 436, 434, I4 (express lane entrance Southbound on Central Parkway), 414, 429, Uptown Altamonte, Crane’s Roost, Altamonte Mall, FL Hospital, Whole Foods, Publix plus shopping & dining options in abundance! This condo cutie is oozing value, come take a look!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $24 | $24 | $24 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $985 | $998 | $1,272 |
Total Monthly Payment | $1,084 | $1,097 | $1,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.